| 0.5 % | Fees | 0.99 % |
| € 5.00 | Cost for €1,000 | € 10.89 |
| 10 | Cryptos | 13 |
| SEPA Transfer | Payment Methods | SEPA Direct Debit, SEPA Transfer |
| Regulated in Germany as a marketplace of futurum bank AG | Regulation | BaFin license as a securities institution |
Not enough reviews available.
According to reviews, Scalable Capital presents a mixed user picture: some users appreciate the clear and intuitive app as well as everyday use that is perceived as reliable. At the same time, users report login and 2FA issues, as well as occasional delays with withdrawals and support.
This analysis is based on 195 AI-evaluated user reviews from Google Play Store, Trustpilot. The total number of reviews on the respective platforms may be higher — the platform ratings shown (star ratings) refer to all reviews available there. The ratings shown reflect users' experiences and do not represent the site operator's own assessment. All information without guarantee. As of: March 2026. This comparison does not constitute investment advice.
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Cost transparency | ✓ |
| ✓ | 2FA security | ✓ |
| ✓ | SEPA transfer | ✓ |
| ✓ | Credit card | ✓ |
| ✓ | Minimum amount | ✓ |
| ✓ | Mobile app | ✓ |
| ✓ | Web platform | ✓ |
| ✓ | Staking (via ETPs) | ✓ |
| ✓ | Credit card payment | ✓ |
| ✓ | BaFin regulation | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Stocks & ETFs | ✓ |
| ✓ | SEPA direct debit | ✓ |
| futurum bank AG | Company | Scalable Capital GmbH |
| 2011 | Founded | 2014 |
| Regulated in Germany as a marketplace of futurum bank AG | Regulation | BaFin license as a securities institution |
| € 60 | Minimum Amount | € 1 |
| Bank verification, VideoIdent, PostIdent | KYC | eID, Video-ID, PostIdent |