Bitcoin.de vs Coinbase Comparison
| 0.5 % | Fees | 1.49 % |
| € 5.00 | Minimum cost per €1,000 | € 14.90 |
| 10 | Cryptos | 404 |
| SEPA Transfer | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal |
| Regulated in Germany as a marketplace of futurum bank AG | Regulation | First company with BaFin crypto license. Deficiencies flagged in 2022, since remediated. MiCA via Luxembourg. |
Cost comparison
The basis is a Bitcoin purchase worth €1,000, calculated from the disclosed trading fee. A price markup in the spread is not included, because most providers do not publish it.
| € 5.00 | Minimum cost per €1,000 | € 14.90 |
| 0.5 % | Fees | 1.49 % |
| € 3.73 | Wallet transfer | € 0.24 |
| Limited | Cost transparency | No |
| € 60 | Minimum Amount | € 1 |
| SEPA Transfer | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal |
On disclosed fees you pay €9.90 less at Bitcoin.de per €1,000 purchase.
Pros & Cons
- Regulated in Germany as a marketplace of futurum bank AG
- Pioneer among German cryptocurrency platforms – active since 2011
- Trading fees of 0.5 %
- Wallet transfer possible
- Funds remain in the user’s own bank account
- Trading and deposits are paused until further notice. bitcoin.de suspended both because of its pending MiCAR authorisation, according to its own notice dated 21 August 2026. Withdrawals continue. Nothing can currently be bought.
- No granted MiCA authorisation in the ESMA register
- Selection of only 10 cryptocurrencies could be expanded
- Only SEPA bank transfer as a payment method
- Interface occasionally criticised as in need of modernisation
- MiCA authorisation via Luxembourg, regulated EU-wide
- In 2021 the first company with a BaFin crypto custody licence in Germany
- Over 400 cryptocurrencies in the catalogue
- Savings plan and staking are offered
- Payment methods: SEPA instant transfer, credit card and PayPal
- Educational program with cryptocurrency rewards
- Minimum investment from 1 €
- No fixed fee rate is published any more: the Coinbase fee depends on payment method, order size and market conditions and only becomes visible in the order preview
- For simple purchases Coinbase states 1.875 %, for limit orders 1 %, both above the market average
- Cost transparency is rated as limited by users
- Coinbase itself no longer publishes a number of tradable coins
User Experiences
AI AnalysisNot enough reviews available.
According to the analyzed user data, Coinbase is described by many users as intuitive, clear, and particularly suitable for a quick start. At the same time, users repeatedly report high fees as well as support and access issues.
This analysis is based on 1317 user reviews analyzed by AI from the Apple App Store, Trustpilot, Google Play Store. The total number of reviews on the respective platforms may be higher — the platform ratings shown (star ratings) refer to all reviews available there. The ratings shown reflect user reviews and do not constitute our own assessment by the website operator. All information without guarantee. Status: March 2026. This comparison does not constitute investment advice.
Features
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Cost transparency | ✓ |
| ✓ | 2FA security | ✓ |
| ✓ | SEPA transfer | ✓ |
| ✓ | Credit card | ✓ |
| ✓ | Minimum amount | ✓ |
| ✓ | Mobile app | ✓ |
| ✓ | Web platform | ✓ |
| ✓ | SEPA instant transfer | ✓ |
| ✓ | PayPal | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
- Pioneer among German crypto marketplaces – since 2011
- Regulated through futurum bank AG in Germany
- Euro balances remain in the user’s own bank account
- KYC via bank verification, VideoIdent or PostIdent
- MiCA-licensed through Coinbase Luxembourg S.A. under CSSF supervision, regulated EU-wide (register as of 21 August 2026)
- In 2021 the first company to hold a BaFin crypto custody licence; since 2026 the EU business runs on the MiCA authorisation
- Educational program with crypto rewards for completed learning modules
- Low wallet transfer fees of approx. 0.24 €
- On the market since 2012, one of the oldest crypto companies
The five areas head to head
AI AnalysisFees & Costs
Not enough reviews available.
When it comes to fees, many users report high costs. In the reviews, this point is repeatedly criticized.
Usability & User Experience
Not enough reviews available.
Users especially appreciate Coinbase for its intuitive app as well as its simple and clear experience. According to reviews, beginners in particular find the interface easy to use, as many processes are described as fast and user-friendly. However, some users occasionally report login issues.
Features & Offering
Not enough reviews available.
According to reviews, many users describe the basic offering as easy to access. At the same time, users want more exchange features, candlestick charts, and a larger selection of smaller coins. Additional functions such as customizable notifications, adding a beneficiary, Cash App/Apple Pay, more crypto services, and a dust button are also mentioned.
Stability & Security
Not enough reviews available.
Regarding stability, users occasionally report that the app does not start, freezes, or cannot be opened. Login issues are also mentioned in the reviews.
Customer Support
Not enough reviews available.
Regarding support, users repeatedly report difficulty reaching customer service in the reviews. According to user data, it is also mentioned that help does not come in a timely manner or that responses are missing.
Details
| futurum bank AG | Company | Coinbase Global, Inc. |
| 2011 | Founded | 2012 |
| Regulated in Germany as a marketplace of futurum bank AG | Regulation | First company with BaFin crypto license. Deficiencies flagged in 2022, since remediated. MiCA via Luxembourg. |
| € 60 | Minimum Amount | € 1 |
| Bank verification, VideoIdent, PostIdent | KYC | eID, VideoIdent |
Verdict
In our overall rating Coinbase leads with 4.8 against 3.2 for Bitcoin.de.
On disclosed fees you pay €9.90 less at Bitcoin.de per €1,000 purchase.
For most investors Coinbase is therefore the better choice.
Bitcoin.de is regarded as a pioneer among German crypto marketplaces and has been active since 2011 – making the platform one of the oldest providers in the German-speaking market. Regulation through futurum bank AG in Germany and the principle that euro balances remain in the user’s own bank account are viewed positively by security-conscious users.
The selection of just 10 cryptocurrencies is clearly room for improvement compared with modern exchanges. The limitation to SEPA as the only payment method, the lack of a mobile app, and 2FA protection only via SMS are also occasionally criticized. Some users consider the interface in need of modernization.
Bitcoin.de is seen as particularly suitable for investors who want to rely on a long-established, Germany-regulated platform and focus primarily on trading Bitcoin and a few other cryptocurrencies.
Coinbase is regarded as one of the best-known crypto exchanges worldwide and is valued for obtaining the first BaFin crypto license in Germany. With over 260 tradable cryptocurrencies, a savings plan, and staking, the platform offers a solid range of services. In particular, the educational program, in which users receive crypto rewards for completing learning modules, is viewed positively as an innovative addition.
The trading fees of 1.49 % and total costs of 14,90 € per trade are room for improvement compared with cheaper providers. The limited cost transparency is also occasionally criticized. On the other hand, the low wallet transfer fees of approx. 0,24 € and the variety of payment methods are seen as advantages.
Coinbase is especially considered suitable for beginners who prefer a BaFin-regulated platform with educational offerings and easy-to-use features and who can accept compromises on trading fees.