BISON vs Coinbase Comparison
In our overall rating Coinbase leads with 4.8 out of 5 points, ahead of BISON with 2.5. Our table lists the trading fee as “1.25 %” for BISON and “up to 1.875% + spread” for Coinbase. Coinbase has the better score in all five sub-ratings. Coinbase lists more cryptocurrencies (404) than BISON (71).
| 1.25 % | Fees | up to 1.875% + spread |
| € 12.50 | Minimum cost per €1,000 | up to € 18.75 + spread |
| 71 | Cryptos | 404 |
| SEPA transfer, SEPA Instant transfer, credit card (Visa, Mastercard), Apple Pay, Google Pay (card and wallets: 2.49%) | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal |
| MiCAR licence from BaFin: EUWAX AG for crypto trading (since 1 April 2025), Boerse Stuttgart Digital Custody GmbH for custody (since 17 January 2025) | Regulation | First company with BaFin crypto license. Deficiencies flagged in 2022, since remediated. MiCA via Luxembourg. |
Cost comparison
The basis is a Bitcoin purchase worth €1,000, calculated from the disclosed trading fee. A price markup in the spread is not included, because most providers do not publish it.
| € 12.50 | Minimum cost per €1,000 | up to € 18.75 + spread |
| 1.25 % | Fees | up to 1.875% + spread |
| € 0 | Wallet transfer | € 0.24 |
| Yes | Cost transparency | No |
| € 0.01 | Minimum Amount | € 1 |
| SEPA transfer, SEPA Instant transfer, credit card (Visa, Mastercard), Apple Pay, Google Pay (card and wallets: 2.49%) | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal |
BISON charges no order fee for crypto trading; the cost sits in the spread between the buy and sell price. The spread varies with market conditions and trade size, while the account, custody, deposits and withdrawals are free.
| Transaction | Cost at BISON |
|---|---|
| Spread on Bitcoin and Ethereum | 1.25% on average per buy or sell |
| Spread on all other cryptocurrencies | 1.75% on average per buy or sell |
| Account opening, account management and custody | free |
| EUR deposit by SEPA or instant transfer | free; your own bank may charge for SEPA Instant |
| Instant deposit by credit card, Apple Pay or Google Pay | 2.49% of the amount |
| EUR withdrawal, crypto deposits and withdrawals | free |
| Staking Ethereum and Solana | BISON keeps 27% of the staking rewards |
| Stocks and ETFs | EUR 1.99 per buy or sell |
How to save: Deposit by SEPA or instant transfer instead of card to save 2.49%. Buying and later selling EUR 1,000 of Bitcoin costs about EUR 25 through the spread, about EUR 35 for altcoins. If you trade often, compare that with exchanges that charge fixed maker and taker fees in our crypto exchange comparison.
As of 22 October 2026 according to BISON, fees and costs.
Coinbase does not publish one fixed fee rate for all purchases. What a trade costs depends on payment method, order size and market conditions and is shown in the order preview before you confirm. The fixed items at a glance:
| Action | Cost at Coinbase |
|---|---|
| Holding euros and crypto | free |
| Transfer to other Coinbase users | free |
| Simple buy and sell | Coinbase fee depending on payment method and order size, plus a spread in the quoted price |
| Simple limit order | 1% execution fee, plus a Coinbase fee of up to 1.875% depending on payment method |
| Coinbase Advanced | no spread, order book trading with maker and taker fees that fall as volume rises |
| Coinbase One (subscription) | buy and sell without trading fees, a spread may be included; the 1% limit order fee still applies |
| Staking | 35% commission on rewards (ADA, ATOM, AVAX, DOT, ETH, MATIC, SOL, XTZ), 25.25% to 31.75% with Coinbase One |
| Sending to an external wallet | network fee based on Coinbase's estimate |
| Euro deposits and withdrawals | depends on the payment method, shown before the transaction |
How to save: Coinbase Advanced has no spread and fees fall with trading volume, so frequent traders usually pay less there than with simple buys. Simple limit orders cost an extra 1%. Coinbase One only pays off with many purchases, because the subscription itself costs money. See how Coinbase compares on fees in our crypto exchange comparison.
Fees as of 21 October 2026 according to the Coinbase Help Center.
Pros & Cons
- 70 cryptocurrencies tradable, plus over 2,500 stocks and ETFs
- Crypto custody by the BaFin-regulated Boerse Stuttgart Digital Custody GmbH
- Transfers to your own wallets are free of charge
- Staking and savings plans available
- Tax report offered as an added feature
- Deposits via SEPA, SEPA instant transfer and credit card
- Entry from as little as €1
- The proportional spread averages 1.25 % on Bitcoin and Ethereum and 1.75 % on all other cryptocurrencies
- SMS-based two-factor authentication; stronger methods would be welcome
- Processing times of up to 24 hours for wallet transfers are occasionally criticised
- MiCA authorisation via Luxembourg, regulated EU-wide
- In 2021 the first company with a BaFin crypto custody licence in Germany
- Over 400 cryptocurrencies in the catalogue
- Savings plan and staking are offered
- Payment methods: SEPA instant transfer, credit card and PayPal
- Educational program with cryptocurrency rewards
- Minimum investment from 1 €
- No fixed fee rate is published any more: the Coinbase fee depends on payment method, order size and market conditions and only becomes visible in the order preview
- For simple purchases Coinbase states 1.875 %, for limit orders 1 %, both above the market average
- Cost transparency is rated as limited by users
- Coinbase itself no longer publishes a number of tradable coins
Score Comparison
User Experiences
AI AnalysisUsers generally describe BISON in the evaluated user data as easy to understand and clear. In particular, the intuitive and easy-to-use app is frequently praised in reviews, while fees, support, and the selection of coins are seen more critically by users.
According to the analyzed user data, Coinbase is described by many users as intuitive, clear, and particularly suitable for a quick start. At the same time, users repeatedly report high fees as well as support and access issues.
This analysis is based on 707 user reviews evaluated by AI from the Apple App Store, Trustpilot, and Google Play Store. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The reviews shown reflect users’ experiences and do not represent the site operator’s own assessment. All information is provided without guarantee. As of: March 2026. This comparison does not constitute investment advice.
Features
| available | Savings plan | available |
| available | Staking | available |
| not available | Wallet transfer | not available |
| available | Credit card payment | available |
| available | BaFin-regulated custodian | not specified |
| available | Web platform | available |
| available | Mobile app (iOS/Android) | available |
| available | Tax report | not specified |
| available | SEPA instant bank transfer | available |
| not specified | Cost transparency | not available |
| not specified | 2FA security | not available |
| not specified | PayPal | available |
- Powered by Börse Stuttgart with many years of capital markets experience
- Free wallet transfer to your own wallets
- Tax report for crypto tax filing
- BaFin-regulated crypto custody
- MiCA-licensed through Coinbase Luxembourg S.A. under CSSF supervision, regulated EU-wide (register as of 21 August 2026)
- In 2021 the first company to hold a BaFin crypto custody licence; since 2026 the EU business runs on the MiCA authorisation
- Educational program with crypto rewards for completed learning modules
- Low wallet transfer fees of approx. 0.24 €
- On the market since 2012, one of the oldest crypto companies
The five areas head to head
AI AnalysisFees & Costs
When it comes to fees and costs, users report criticism comparatively often. According to reviews, the fees and spread are repeatedly described as high. Especially among price-conscious users, this area is therefore perceived rather critically in the user data.
When it comes to fees, many users report high costs. In the reviews, this point is repeatedly criticized.
Usability & User Experience
Users mainly report a clear design and an intuitive app with BISON. According to reviews, the platform is often described as easy to use, user-friendly, and self-explanatory. Some users mention annoying notifications and report that verification does not always go smoothly.
Users especially appreciate Coinbase for its intuitive app as well as its simple and clear experience. According to reviews, beginners in particular find the interface easy to use, as many processes are described as fast and user-friendly. However, some users occasionally report login issues.
Features & Offering
According to reviews, users are rather reserved about BISON’s offering, mainly because of the limited coin selection. Many users would like to see more coins or cryptocurrencies; additionally, an API for Blockpit, staking, savings plans, as well as an iPad or Mac version are mentioned occasionally.
According to reviews, many users describe the basic offering as easy to access. At the same time, users want more exchange features, candlestick charts, and a larger selection of smaller coins. Additional functions such as customizable notifications, adding a beneficiary, Cash App/Apple Pay, more crypto services, and a dust button are also mentioned.
Stability & Security
In terms of stability and reliability, many users are generally positive about BISON. According to reviews, the app is repeatedly described as reliable. However, some users report app crashes, so from the perspective of individual reviews the technical reliability still has room for improvement.
Regarding stability, users occasionally report that the app does not start, freezes, or cannot be opened. Login issues are also mentioned in the reviews.
Customer Support
When it comes to support, users report mixed experiences in the reviews, but overall rather critical ones. There is repeated mention of no support or long response times, which is why some users describe customer service as room for improvement. Support is also occasionally mentioned critically in connection with delays around withdrawals.
Regarding support, users repeatedly report difficulty reaching customer service in the reviews. According to user data, it is also mentioned that help does not come in a timely manner or that responses are missing.
Details
| EUWAX AG | Company | Coinbase Global, Inc. |
| 2019 | Founded | 2012 |
| MiCAR licence from BaFin: EUWAX AG for crypto trading (since 1 April 2025), Boerse Stuttgart Digital Custody GmbH for custody (since 17 January 2025) | Regulation | First company with BaFin crypto license. Deficiencies flagged in 2022, since remediated. MiCA via Luxembourg. |
| € 0.01 | Minimum Amount | € 1 |
| eID, VideoIdent | KYC | eID, VideoIdent |
Verdict
In our overall rating Coinbase leads with 4.8 against 2.5 for BISON.
For most investors Coinbase is therefore the better choice.
BISON is the crypto app of Börse Stuttgart and is perceived in the DACH region as a provider with a traditional capital markets background. Crypto custody is handled by Boerse Stuttgart Digital Custody GmbH, which is regulated by BaFin. According to BISON, 70 cryptocurrencies are tradable, plus stocks and ETFs.
As one of the few offerings among German brokers, BISON allows free wallet transfers to your own wallets. Staking, savings plans, and an integrated tax report are also available. Deposits are possible via SEPA, instant bank transfer, and credit card.
Costs sit in the spread, which according to BISON averages 1.25 % on Bitcoin and Ethereum and 1.75 % on all other cryptocurrencies, the upper range among the brokers compared. The exclusively SMS-based 2FA and the processing time for wallet transfers of up to 24 hours are also seen as room for improvement. Overall, BISON is aimed at investors who prefer an established German provider and are willing to accept trade-offs in fees and coin selection.
Coinbase is regarded as one of the best-known crypto exchanges worldwide and is valued for obtaining the first BaFin crypto license in Germany. With over 260 tradable cryptocurrencies, a savings plan, and staking, the platform offers a solid range of services. In particular, the educational program, in which users receive crypto rewards for completing learning modules, is viewed positively as an innovative addition.
Trading fees of up to 1.875% depending on the payment method, up to €18.75 per €1,000 traded, are room for improvement compared with cheaper providers. The limited cost transparency is also occasionally criticized. On the other hand, the low wallet transfer fees of approx. 0,24 € and the variety of payment methods are seen as advantages.
Coinbase is especially considered suitable for beginners who prefer a BaFin-regulated platform with educational offerings and easy-to-use features and who can accept compromises on trading fees.
Is Coinbase safe and legit?
Coinbase is licensed under MiCA and supervised for EU customers by Luxembourg's financial regulator CSSF. Its parent Coinbase Global has been listed on Nasdaq since 2021 and publishes its results there regularly. Two-factor sign-in and passkeys are available for your account. In May 2025 Coinbase disclosed that bribed support staff had passed on customer data of a small share of users; according to Coinbase, passwords, private keys and funds were not affected. Coinbase never asks customers to move crypto to another account: anyone pushed to do so on the phone is dealing with scammers.