Kraken Pro vs XTB Comparison

Kraken Pro
Kraken Pro
4.4of 5
Go to Kraken Pro
vs
XTB
XTB
4.5of 5
Go to XTB
0.4 %Fees0% commission on crypto Contracts for Difference; costs apply through spreads and swap fees.
€ 4.10Cost for €1,000Not comparable (spread-based)
380+Cryptos39 crypto Contract for Differences
SEPA Instant Transfer, SEPA Transfer, PayPal, Credit CardPayment MethodsSEPA/Bank transfer, credit/debit card, e-wallets (Skrill, Neteller – with fee)
- EU: MiCA - USA: CFTC - UK: FCARegulationRegulated by the KNF (Poland), CySEC (Cyprus), FCA (UK) and others; locally supervised through its EU branches

Cost comparison

The basis is a Bitcoin purchase worth €1,000, including all fees and spreads.

Kraken ProXTB
€ 4.10Cost for €1,000Not comparable (spread-based)
0.4 %Fees0% commission on crypto Contracts for Difference; costs apply through spreads and swap fees.
€ 1.49Wallet transfer-
YesCost transparencyVariable spreads
€ 5Minimum Amount0 € (recommended approximately 250 € for the first deposit)
SEPA Instant Transfer, SEPA Transfer, PayPal, Credit CardPayment MethodsSEPA/Bank transfer, credit/debit card, e-wallets (Skrill, Neteller – with fee)

Pros & Cons

Kraken Pro
Kraken Pro
Pros
  • Volume-based maker/taker fees from 0.25% / 0.40%
  • Pro order types: stop-loss, take-profit, trailing stop, iceberg, OCO
  • Margin trading up to 5x (selected pairs up to 10x)
  • Full-featured API: REST and WebSocket v2 incl. Level 3 order book
  • Shared account with standard Kraken -- no transfer required
  • Active in the market since 2011 with unchanged security record
Cons
  • Learning curve compared to the standard interface has room for improvement
  • Margin availability regionally restricted within the EEA
  • Futures run on a separate derivatives platform with own onboarding
  • Lowest fee tiers only reachable from high 30-day volume onward
Kraken Pro Reviews
XTB
XTB
Pros
  • Broad multi-asset offering: 39 crypto Contracts for Differences plus more than 12,300 instruments across stocks, ETFs, forex, commodities and indices
  • Long and short crypto positions with leverage up to 1:2, plus stop-loss and take-profit
  • 0% commission on real stocks and ETFs up to €100,000 in monthly trading volume
  • Established, publicly listed broker with 20+ years of history and multi-regulator oversight
  • Locally regulated European branches with support in the local language, plus extensive educational resources
Cons
  • Crypto is offered only as Contracts for Differences - no option to buy and hold real coins, so XTB suits traders seeking price exposure rather than investors wanting to own and withdraw crypto
  • Because positions are Contracts for Differences, transferring crypto to a personal wallet isn't possible (expected for this product type, but a limitation if self-custody is your goal)
XTB Reviews

User Experiences

AI Analysis
App Store
4.5
Google Play
4.4
Kraken Pro
Kraken Pro

No separate analysis -- based on Kraken.

XTB
XTB

According to the analyzed user reviews, the overall picture of XTB is mixed. Users particularly appreciate the clear, easy-to-understand interface; however, in terms of support, fees, and technical reliability, users occasionally report critical experiences.

This analysis is based on 248 user reviews analyzed by AI from the Apple App Store and Google Play Store. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The ratings displayed reflect users’ experiences and do not represent the site operator’s own assessment. All information without guarantee. As of: June 2026. This comparison does not constitute investment advice.

Features

Kraken ProXTB
Maker/Taker Model
Margin Trading
Futures/Derivatives
Order Types
API
Charts
Mobile App (Pro Mode)
Asset Selection
2FA Security
Cold Storage
Savings plan
Staking
Wallet transfer
Card
Futures trading
Copy trading
Tax export
Demo mode
Education area
Kraken Pro
Kraken ProHighlights
  • Volume-based fee model from 0.25% maker / 0.40% taker
  • Pro order types including iceberg and OCO bracket
  • Margin trading with up to 5x leverage across 150+ markets
  • API access for REST and WebSocket v2
XTB
XTBHighlights
  • More than 20 years on the market and over 2.5 million customers
  • Interest on uninvested balances in different currencies
  • XTB Card and payment account as additional features for private customers

The five areas head to head

AI Analysis

Fees & Costs

Kraken Pro
Kraken Pro

No separate analysis -- based on Kraken.

XTB
XTB

When it comes to fees, the user picture is rather critical: according to reviews, the fee structure is occasionally perceived as high, while some users rate the value for money positively.

Usability & User Experience

Kraken Pro
Kraken Pro

No separate analysis -- based on Kraken.

XTB
XTB

Users mostly describe the app as clear, well structured, and easy to use. Verification is perceived by some users as quick, which makes getting started easier. In some cases, the registration process is described as confusing.

Features & Offering

Kraken Pro
Kraken Pro

No separate analysis -- based on Kraken.

XTB
XTB

From the users’ perspective, there is above all a wish for expanded features: more indicators, a risk-reward ratio, and more flexibility when moving charts and setting take-profit/stop-loss. Some users also want partial closing of positions, a clearer presentation, and continuous trading around the clock.

Stability & Security

Kraken Pro
Kraken Pro

No separate analysis -- based on Kraken.

XTB
XTB

Regarding stability and reliability, users repeatedly mention technical weaknesses of the app in their reviews. App stability is occasionally described as room for improvement, for example in the display of charts and indicators. Some users also mention a chart display that is sometimes unclear.

Customer Support

Kraken Pro
Kraken Pro

No separate analysis -- based on Kraken.

XTB
XTB

In terms of support, users repeatedly describe accessibility as room for improvement; in some cases, missing responses are mentioned. The payout process is also criticized in individual reports. Overall, customer service is rated rather cautiously according to user reviews.

Details

Kraken ProXTB
Payward Inc.CompanyXTB S.A.
2011Founded2002
- EU: MiCA - USA: CFTC - UK: FCARegulationRegulated by the KNF (Poland), CySEC (Cyprus), FCA (UK) and others; locally supervised through its EU branches
€ 5Minimum Amount0 € (recommended approximately 250 € for the first deposit)
Photo ID, VideoIdentKYCPhoto ID, fully digital verification

Verdict

Both providers are practically level in our overall rating (4.4 to 4.5).

Kraken ProOur Opinion

Kraken Pro is the separate trading interface from Kraken (pro.kraken.com and Pro mode in the mobile app) and is aimed at active traders. Unlike the standard platform with flat 0.99% fees, the volume-based maker/taker model applies here, starting at 0.25% maker and 0.40% taker, decreasing as 30-day volume rises. Account, verification, and asset balances are shared between both interfaces.

The order set covers market, limit, stop-loss, take-profit, trailing stop, iceberg orders, and bracket/OCO combinations. Margin trading is offered with up to 5x leverage depending on the pair, with selected assets reaching 10x. The availability of margin and derivatives is tied to MiFID II requirements in some EEA countries and is handled via Payward Europe Digital Solutions. Charts, order book, and API access (REST and WebSocket v2) are described in user reviews as sufficient for active strategies; the learning curve compared to the standard interface is occasionally criticized.

Kraken Pro is considered particularly suitable for active traders who value pro order types, lower volume-based fees, and margin features. Those primarily looking for savings plans or simple spot investing will find a more fitting setup on the standard interface. This comparison does not constitute investment advice.

XTBOur Opinion

XTB stands out as an established, publicly listed multi-asset broker with more than 20 years of market experience and over 2.5 million clients. Its main strengths are a clear, easy-to-use interface and an unusually broad offering of more than 12,300 instruments - including 39 crypto Contracts for Differences alongside real stocks, ETFs, forex and commodities. The 0% commission on stocks and ETFs up to €100,000 in monthly volume, the XTB card and payment account, locally regulated European branches with support in the local language, and the depth of educational material all add to its appeal.

xtb-ad-en

The key thing to understand is how XTB offers crypto: as Contract for Differences rather than as actual coins. That's a deliberate product design, not a defect - Contracts for Differences let you go long or short with leverage and built-in risk controls. But it does mean you never own the underlying crypto and can't move it to a personal wallet. If your goal is self-custody or long-term holding of real coins, a dedicated crypto platform fits better; if you want regulated, flexible price exposure within a single multi-asset account, XTB's approach is a sensible match. Some users also note room for improvement in support responsiveness and app stability.

Overall, XTB is best suited to investors who want a regulated, broadly positioned broker with locally supervised European branches, strong stock and ETF conditions, and integrated crypto Contracts for Differences trading - and who value a simple, clear and intuitive interface over direct crypto ownership.

 

**Contracts for Differences are complex instruments and come with a high risk of losing money rapidly due to leverage. 74% of retail investor accounts lose money when trading Contract for Differences with this provider. You should consider whether you understand how Contracts for Differences work and whether you can afford to take the high risk of losing your money.