BSDEX vs Smartbroker+ Comparison

BSDEX
BSDEX
4.1of 5
Go to BSDEX
vs
Smartbroker+
Smartbroker+
Winner
4.4of 5
Go to Smartbroker+
0.35 %Fees0.9 %
€ 3.50Minimum cost per €1,000€ 9.00
10Cryptos39
SEPA TransferPayment MethodsSEPA Transfer
Custodian of cryptocurrencies (Boerse Stuttgart Digital Custody GmbH) has a BaFin license.RegulationCrypto custodian Tangany GmbH has a BaFin license

Cost comparison

The basis is a Bitcoin purchase worth €1,000, calculated from the disclosed trading fee. A price markup in the spread is not included, because most providers do not publish it.

BSDEXSmartbroker+
€ 3.50Minimum cost per €1,000€ 9.00
0.35 %Fees0.9 %
€ 0Wallet transfer
YesCost transparencyLimited
€ 10Minimum Amount€ 0.01
SEPA TransferPayment MethodsSEPA Transfer

On disclosed fees you pay €5.50 less at BSDEX per €1,000 purchase.

Pros & Cons

BSDEX
BSDEX
Pros
  • All 10 cryptocurrencies trade directly against the euro
  • Three separately authorised entities: Baden-Württembergische Wertpapierbörse GmbH for the trading platform, Boerse Stuttgart Digital Custody GmbH for custody, EUWAX AG for exchange, all under BaFin supervision
  • Wallet transfer always free
  • Minimum charge of just 0.01 € per order
Cons
  • The advertised 0.20 % applies to maker orders only. Buying with a market order, which is the normal case, costs 0.35 %, that is 75 % more.
  • Selection of only 10 cryptocurrencies is limited by comparison
  • No savings plan and no staking available
  • Only SEPA bank transfer as a payment method
BSDEX Reviews
Smartbroker+
Smartbroker+
Pros
  • 39 cryptocurrencies tradable alongside stocks, ETFs, and derivatives
  • Savings plans available for crypto and securities
  • Crypto custodian Tangany GmbH with BaFin license
  • Minimum investment possible from just 0.01 €
  • App available for iOS, Android, and web use
Cons
  • Wallet transfer to personal wallets not possible – occasionally criticized by users
  • Staking features currently not available – room for improvement
  • Deposits only via SEPA transfer – additional payment methods have room for improvement
  • Waiting time after registration until first trade is occasionally criticized
Smartbroker+ Reviews

Score Comparison

3.9Usability2.9
3.8Features2.9
4.2Fees3.0
3.7Stability2.5
4.0Support2.5

User Experiences

AI Analysis
3.8
App Store
4.3
1.5
Google Play
4.1
3.2
Trustpilot
3.4
BSDEX
BSDEX

User reports on BSDEX overall paint a mixed picture: the clear layout, easy usability and low fees are mentioned frequently, while technical hurdles with login and app usage are also noted in the reviews.

Smartbroker+
Smartbroker+

According to reviews, Smartbroker+ is generally often described as clear and easy to understand. Users particularly appreciate the simple app experience as well as low fees and conditions, while support-related topics and individual technical points are perceived by some users as having room for improvement.

This analysis is based on 578 user reviews evaluated by AI from the Apple App Store, Trustpilot, and Google Play Store. The total number of reviews on the respective platforms may be higher — the platform ratings shown (star ratings) refer to all reviews available there. The reviews presented reflect user experiences and do not represent the site operator's own assessment. All information is provided without guarantee. As of: March 2026. This comparison does not constitute investment advice.

Features

BSDEXSmartbroker+
Savings plan
Staking
Wallet transfer
Cost transparency
2FA security
SEPA bank transfer
Credit card
Minimum amount
Mobile app (iOS/Android)
Web platform
Credit card payment
BaFin-regulated custodian
Stocks & ETFs
SEPA transfer
BSDEX
BSDEXHighlights
  • Börse Stuttgart trading venue – Made in Germany
  • Free wallet withdrawals for all supported cryptocurrencies
  • BaFin-licensed custodian for crypto holdings
  • Transparent fee structure starting at 0.35 %
Smartbroker+
Smartbroker+Highlights
  • Neobroker with stocks, ETFs, derivatives, and crypto on one platform
  • BaFin-licensed crypto custodian Tangany GmbH
  • Savings plans from 0.01 € for accessible investing
  • Trading fees of 0.9 % for crypto

The five areas head to head

AI Analysis

Fees & Costs

BSDEX
BSDEX

Many users respond positively to the fees and costs. Low fees are highlighted several times in the reviews. Overall, the cost structure is perceived positively from the user perspective.

Smartbroker+
Smartbroker+

According to reviews, Smartbroker+ fees are often viewed positively. Users particularly appreciate the low fees and conditions, which are generally perceived as inexpensive. Overall, the pricing data gives a largely positive impression.

Usability & User Experience

BSDEX
BSDEX

Users often describe BSDEX as clear and easy to understand, and the intuitive app is also mentioned positively in reviews. At the same time, users report technical hurdles when using the platform, for example when logins are not possible, users have to log in again repeatedly, or the app occasionally freezes.

Smartbroker+
Smartbroker+

Users particularly appreciate the clear and intuitive operation of the Smartbroker+ app. According to reviews, the application is often perceived as easy to use, which makes getting started easier. However, some users also report that the interface can be confusing, so this area is described in individual cases as having room for improvement.

Features & Offering

BSDEX
BSDEX

Regarding features and the offering, the user data shows a rather reserved picture. Users mainly want more coins and more altcoins; a savings plan, a profit-and-loss display and a dark mode are also mentioned occasionally. According to reviews, a chart display is also sometimes requested.

Smartbroker+
Smartbroker+

Some users would like additional convenience features such as direct debit for savings plans, instant or real-time transfers, and notes for the watchlist. According to reviews, the newsletter is also occasionally perceived as rather limited.

Stability & Security

BSDEX
BSDEX

Regarding stability and reliability, users report in part positively about dependable everyday use. At the same time, reviews mention update problems, app startup difficulties, FaceID errors and repeated logouts. The fact that withdrawals are not possible is also occasionally mentioned in the user data.

Smartbroker+
Smartbroker+

Regarding stability and reliability, users occasionally report technical issues or longer loading times. Overall, the available reviews in this area do not point to a clearly positive or negative picture.

Customer Support

BSDEX
BSDEX

The support is described by users in several reviews as fast, helpful and competent. Users particularly praise the prompt assistance in direct contact. In individual cases, users would like even more support for specific issues.

Smartbroker+
Smartbroker+

When it comes to support, users in the reviews report mixed experiences comparatively often. In some cases, poor customer service, unanswered email requests, or a lack of support are mentioned, which is why this area is considered to have room for improvement from the users' perspective.

Details

BSDEXSmartbroker+
Baden-Württembergische Wertpapierbörse GmbHCompanySmartbroker AG
2019Founded2019
Custodian of cryptocurrencies (Boerse Stuttgart Digital Custody GmbH) has a BaFin license.RegulationCrypto custodian Tangany GmbH has a BaFin license
€ 10Minimum Amount€ 0.01
VideoIdentKYCeID, Video-ID, PostIdent

Verdict

In our overall rating Smartbroker+ leads with 4.4 against 4.1 for BSDEX.

On disclosed fees you pay €5.50 less at BSDEX per €1,000 purchase.

For most investors Smartbroker+ is therefore the better choice.

BSDEXOur Opinion

BSDEX is valued as the official crypto trading venue of Börse Stuttgart and is considered one of the most trustworthy platforms in the German market. With custody licensed by BaFin through Boerse Stuttgart Digital Custody GmbH, trading fees of 0.35 % and free wallet withdrawals, the platform is viewed positively by security-conscious investors.

The selection of only 10 cryptocurrencies is clearly room for improvement compared with other exchanges. The absence of a savings plan, staking and alternative payment methods beyond SEPA is also occasionally criticized. The 2FA protection via SMS only instead of TOTP is likewise seen as needing improvement.

BSDEX is considered particularly suitable for investors who value a German, regulated infrastructure connected to Börse Stuttgart and want to focus on the main cryptocurrencies such as Bitcoin and Ethereum.

Smartbroker+Our Opinion

Smartbroker+ is perceived in the DACH region as a multi-asset broker that combines cryptocurrencies with stocks, ETFs, and derivatives on one platform. With 39 tradable cryptocurrencies and custody via the BaFin-licensed Tangany GmbH, the provider is considered to be on solid regulatory footing. Trading fees of 0.9 % for crypto are in the mid-range among German neobrokers.

The option to set up savings plans from as little as 0.01 € is appreciated, as it enables an especially accessible entry point. The platform is available via app and web and is aimed at investors who want to manage different asset classes centrally. For users who already invest in stocks and ETFs and want to add crypto as an additional component, Smartbroker+ is seen as a practical solution.

Wallet transfers to personal wallets are currently not possible, and staking features are not offered — both are occasionally criticized by users. The limited deposit methods, restricted to SEPA transfers, and the waiting time after registration are also considered to have room for improvement. Smartbroker+ is therefore particularly suitable for securities investors in the DACH region looking for a German broker with BaFin-regulated crypto custody and a broad product range.