Bitpanda Fusion vs Traders Place Comparison
In our overall rating Bitpanda Fusion leads with 4.6 out of 5 points, ahead of Traders Place with 2.7. On disclosed fees Bitpanda Fusion is cheaper: 0.25 % instead of 0.9 % trading fee, which means € 2.50 instead of € 9.00 per €1,000 purchase. Bitpanda Fusion has been on the market longer, founded in 2014, while Traders Place followed in 2023.
| 0.25 % | Fees | 0.9 % |
| € 2.50 | Minimum cost per €1,000 | € 9.00 |
| not stated | Cryptos | 59 |
| SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal | Payment Methods | SEPA Transfer |
| MiCA license via BaFin | Regulation | Crypto custodian Tangany GmbH has a BaFin license. |
Cost comparison
The basis is a Bitcoin purchase worth €1,000, calculated from the disclosed trading fee. A price markup in the spread is not included, because most providers do not publish it.
| € 2.50 | Minimum cost per €1,000 | € 9.00 |
| 0.25 % | Fees | 0.9 % |
| € 2.91 | Wallet transfer | – |
| Yes | Cost transparency | Limited |
| € 1 | Minimum Amount | € 1 |
| SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal | Payment Methods | SEPA Transfer |
On disclosed fees you pay €6.50 less at Bitpanda Fusion per €1,000 purchase.
Bitpanda Fusion charges a tiered trading fee in seven levels, based on your trading volume over the last 30 days. Bitpanda lists a single rate per level; the fee table does not distinguish between maker and taker orders.
| 30-day volume (EUR) | Fee |
|---|---|
| Up to 100,000 | 0.25% |
| 100,000 to 500,000 | 0.21% |
| 500,000 to 2,500,000 | 0.17% |
| 2,500,000 to 10,000,000 | 0.13% |
| 10,000,000 to 50,000,000 | 0.08% |
| 50,000,000 to 250,000,000 | 0.05% |
| Over 250,000,000 | 0.02% |
Fee table checked on the Bitpanda website on 1 November 2026, unchanged since 2 October 2026. Bitpanda itself charges no fees for deposits and withdrawals; third-party and currency conversion costs may apply. This comparison does not constitute investment advice.
Traders Place charges a fixed percentage of the trade value for crypto, with a surcharge on small orders. The securities account and settlement account are free. The items at a glance:
| Item | Cost at Traders Place |
|---|---|
| Buying or selling crypto assets | 0.9 % of the trade value (0.5 % Traders Place, 0.4 % Baader Bank) |
| Crypto order below €500 trade value | additional €1.00 small-order surcharge |
| Savings plan on crypto ETPs (13 ETPs from 21Shares) | €0 per execution, plus customary market spreads |
| Stocks, ETFs, funds and bonds via gettex | €0 per order from €500 trade value, €0.95 below |
| Securities account and settlement account at Baader Bank | free |
| Transferring crypto assets in or out | not possible |
How to save: The €1 surcharge only applies below €500 trade value. A €100 purchase therefore costs €1.90, or 1.9 %, while a €1,000 purchase costs €9. If you want to put small amounts into crypto regularly, a savings plan on a crypto ETP carries no order fee.
Fees as of 1 November 2026 according to the Traders Place crypto price list.
Pros & Cons
- Volume-based fees from 0.25% down to 0.02%
- More than 2,000 trading pairs, including against CHF and GBP
- No deposit or withdrawal fees charged by Bitpanda
- Pro order types (limit, stop-limit, stop-market, take-profit limit) and native TradingView charts
- Public REST API and Fusion MCP for automated trading
- Shared account with standard Bitpanda, liquidity from 12+ aggregated order books
- Savings plan feature not available on Fusion
- No margin or leveraged trading through Fusion, only as a separate Bitpanda product
- Below €100,000 in monthly volume you pay 0.25% per trade; the 0.02% tier only applies from €250 million
- Asset selection limited to spot pairs, with no precious metals or stocks like on standard Bitpanda
- 59 cryptocurrencies available to trade, around the clock
- Savings plans from €1 with no order fee, for crypto via 13 crypto ETPs from 21Shares
- Crypto custodian Tangany GmbH with a MiCA licence from BaFin
- Securities account and settlement account at Baader Bank free of charge
- App available for iOS, Android, and web
- German investment firm based in Freilassing, majority owned by the GRAWE Group
- Wallet transfer to your own wallets not possible, the price list rules out moving coins in or out
- No staking on offer
- No savings plans directly on the 59 crypto assets, only on crypto ETPs
- Crypto trading only for customers resident in Germany
- Deposits only via SEPA transfer, additional payment methods would help
- 2FA security based on SMS, expanded options would help
User Experiences
AI AnalysisNo separate analysis -- based on Bitpanda.
According to reviews, Traders Place is generally described as clear and, in many cases, easy to use. At the same time, users repeatedly report difficulties with the app and login, which means the overall impression from a user perspective is mixed.
Provider details (fees, licences, pros and cons) editorially reviewed: November 2026. Investing in crypto assets carries a high level of risk. This is not investment advice. Figures without guarantee, check current conditions with the provider.
Features
| available | Volume Fee Tiers | not specified |
| available | Order Types | not specified |
| available | API | not specified |
| available | Charts | not specified |
| available | Aggregated Order Books | not specified |
| not available | Savings Plan | available |
| available | Wallet Transfer | not available |
| available | 2FA Security | not specified |
| available | BaFin License | not specified |
| available | Mobile App | available |
| not specified | Staking | not available |
| not specified | Credit card payment | not available |
| not specified | BaFin-regulated custodian | available |
| not specified | Web platform | available |
| not specified | Stocks & ETFs | available |
| not specified | SEPA transfer | available |
- Tiered fee in 7 steps, from 0.25% down to 0.02%
- More than 2,000 trading pairs from 12+ venues
- Native TradingView charts and pro order types
- Public REST API and Fusion MCP
- MiCA authorisation of Bitpanda GmbH from Austria's FMA, registered with BaFin
- German broker with BaFin-licensed crypto custodian Tangany
- Savings plans from €1 for a low-threshold entry
- 59 tradable cryptocurrencies
- Trading fees of 0.9 % for crypto
The five areas head to head
AI AnalysisFees & Costs
No separate analysis -- based on Bitpanda.
According to reviews, users generally view the fees and conditions positively. Users report fair prices and good conditions. Overall, the available user data contains mostly praise, while major criticism of fees is not a focal point.
Usability & User Experience
No separate analysis -- based on Bitpanda.
Users appreciate the clear layout and describe the app in many reviews as easy to use. However, according to reviews, the user navigation is also often perceived as not intuitive or somewhat confusing in places. Some users also report that registration and login do not always work smoothly, so from a user perspective the usability still has room for improvement.
Features & Offering
No separate analysis -- based on Bitpanda.
Users are mainly looking for a tax-loss certificate in the app, two-factor authentication, and more filtering and sorting options. In addition, the lack of push notifications and a watchlist as a tab are mentioned. Some users also want movable logos and small improvements.
Stability & Security
No separate analysis -- based on Bitpanda.
According to reviews, some users describe Traders Place as reliable. At the same time, users repeatedly report that the app freezes, hangs, or crashes; incorrect prices and interrupted VideoIdent processes are also mentioned. Stability is therefore perceived in a mixed way from a user perspective.
Customer Support
No separate analysis -- based on Bitpanda.
Users sometimes report fast support, which is explicitly praised in some reviews. At the same time, according to reviews, it is mentioned more often that responses do not arrive or inquiries are not answered. Support is therefore perceived differently overall from a user perspective.
Details
| Bitpanda GmbH | Company | Traders Place GmbH & Co. KGaA |
| 2014 | Founded | 2023 |
| MiCA license via BaFin | Regulation | Crypto custodian Tangany GmbH has a BaFin license. |
| € 1 | Minimum Amount | € 1 |
| eID, Photo ID | KYC | eID, Video-ID |
Verdict
In our overall rating Bitpanda Fusion leads with 4.6 against 2.7 for Traders Place.
On disclosed fees you pay €6.50 less at Bitpanda Fusion per €1,000 purchase.
For most investors Bitpanda Fusion is therefore the better choice.
Bitpanda Fusion is the pro trading platform within the Bitpanda ecosystem and is aimed at active traders with higher volume. Instead of the flat 0.99% fee on the standard app, a tiered fee applies here that falls in seven steps from 0.25% to 0.02% as your trading volume over the last 30 days grows. Account, verification, and custody are shared with the regular Bitpanda platform, so no separate onboarding is required.
According to Bitpanda, Fusion compares the order books of more than twelve trading venues in real time and offers the best aggregated price. Fusion does not run an order book of its own: every order is executed directly with Bitpanda, which is why Bitpanda describes Fusion as a broker rather than an exchange. The interface integrates TradingView natively and supports market, limit, stop-limit, stop-market, and take-profit limit orders. According to Bitpanda, more than 2,000 trading pairs are available, including against CHF and GBP, and Bitpanda itself charges no deposit or withdrawal fees. For automated trading there is a public REST API and Fusion MCP, a free open-source tool that lets AI assistants place orders on your instruction; the API documentation does not yet list a WebSocket interface. Fusion also runs with its full feature set in the app for iOS and Android. Margin and leveraged trading are not available through Fusion; Bitpanda offers a separate margin product with leverage of up to 10x instead. The learning curve compared to the standard Bitpanda app is occasionally criticized in user comments, as is the absence of the savings plan feature.
Bitpanda Fusion is considered particularly suitable for traders who value low volume-based fees, pro order types, and API access. Those who mainly use savings plans, precious metals, or simple direct purchase are better served on the standard platform. This comparison does not constitute investment advice.
Traders Place is a comparatively young German broker (founded in 2023) that offers 59 cryptocurrencies in addition to stocks and ETFs. Crypto custody is handled by Tangany GmbH, which is licensed by BaFin and is regarded as regulatorily reliable in the DACH region. Savings plans start at €1 with no order fee, but for crypto they only cover 13 crypto ETPs from 21Shares, not the crypto assets themselves.
How crypto trading works: Traders Place takes the order and passes it to Baader Bank, which buys or sells as a commission agent via Hyphe, currently the only trading venue. The coins are held in custody by Tangany GmbH. All three parties appear in ESMA's MiCA register: Tangany with its own BaFin licence for custody and transfers since 8 August 2025, Traders Place (since 21 July 2025) and Baader Bank with a MiCA notification to BaFin. Trading runs around the clock, and the execution price can differ from the displayed price when markets move sharply. Crypto trading is only open to customers resident in Germany; the majority owner of Traders Place is the Austrian GRAWE Group.
For investors who prefer a German broker based in Germany and want to use crypto as a supplement to a classic securities account, Traders Place is seen as one of the newer alternatives. The platform can be used via app and web and covers a solid range of cryptocurrencies with 59 coins. Trading fees of 0.9 % of the trade value, plus €1 below €500, are in the middle to upper range among the compared German brokers.
However, wallet transfers to your own wallets are not possible, and staking is currently not offered; both are occasionally criticized by users. The SMS-based 2FA and the limited deposit methods (SEPA transfer only) are also seen as room for improvement. Traders Place is therefore especially suitable for investors who want to try a young German broker with regulated custody and a broad coin offering and can do without wallet functionality.