Bitcoin.de vs KuCoin Comparison
In our overall rating KuCoin leads with 3.9 out of 5 points, ahead of Bitcoin.de with 3.2. Our table lists the trading fee as “0.5 %” for Bitcoin.de and “0.1% maker/taker (spot)” for KuCoin. Bitcoin.de has been on the market longer, founded in 2011, while KuCoin followed in 2017.
| 0.5 % | Fees | 0.1% maker/taker (spot) |
| € 5.00 | Minimum cost per €1,000 | — |
| 10 | Cryptos | — |
| SEPA Transfer | Payment Methods | — |
| Regulated in Germany as a marketplace of futurum bank AG | Regulation | MiCA licence from the FMA (Austria) since 27 Nov 2025, FMA does not yet permit commencement of operations |
Cost comparison
The basis is a Bitcoin purchase worth €1,000, calculated from the disclosed trading fee. A price markup in the spread is not included, because most providers do not publish it.
| € 5.00 | Minimum cost per €1,000 | — |
| 0.5 % | Fees | 0.1% maker/taker (spot) |
| € 3.73 | Wallet transfer | — |
| Limited | Cost transparency | — |
| € 60 | Minimum Amount | €10 per order (BTC/EUR) |
| SEPA Transfer | Payment Methods | — |
Not enough reviews available.
Note, as of 21 October 2026: KuCoin EU states on its website that trading and deposits have been suspended since 4 February 2026. The table shows the rates KuCoin EU lists in its fee schedule.
| Transaction | Cost at KuCoin EU |
|---|---|
| Spot trading, base tier VIP 0 | 0.1% maker, 0.1% taker |
| Spot trading, VIP 3 | 0.075% maker, 0.09% taker |
| Spot trading, VIP 6 | 0.025% maker, 0.05% taker |
| Spot trading, VIP 12 | 0% maker, 0.025% taker |
| EUR deposits and withdrawals | via SEPA and SEPA Instant, fee shown before the withdrawal |
| Crypto withdrawals | network fee per coin |
How to save: Rates fall as your VIP tier rises. Users who already hold VIP status at another exchange can apply at KuCoin EU for a tier two levels higher for 60 days. We compare MiCA-licensed exchanges that are open for trading in our crypto exchange comparison.
Fees as of 21 October 2026 according to KuCoin EU VIP tiers and fees.
Pros & Cons
- Regulated in Germany as a marketplace of futurum bank AG
- Pioneer among German cryptocurrency platforms – active since 2011
- Trading fees of 0.5 %
- Wallet transfer possible
- Funds remain in the user’s own bank account
- Trading and deposits are paused until further notice. bitcoin.de suspended both because of its pending MiCAR authorisation, according to its own notice dated 21 August 2026. Withdrawals continue. Nothing can currently be bought.
- No granted MiCA authorisation in the ESMA register
- Selection of only 10 cryptocurrencies could be expanded
- Only SEPA bank transfer as a payment method
- Interface occasionally criticised as in need of modernisation
- 700+ coins – a vast altcoin selection
- Spot fees from 0.1% maker and taker
- MiCA CASP licence (FMA Austria, November 2025)
- Wide feature set: spot, futures, bots, earn products
- Trading and deposits at KuCoin EU suspended since 4 February 2026 (as of 21 October 2026)
- Historically no local European support structures
- 2023 US settlement still weighs on its record
User Experiences
AI AnalysisNot enough reviews available.
Investing in crypto assets carries a high level of risk, up to and including total loss of capital. This is not investment advice. Figures as of October 2026, without guarantee; check current conditions with the provider.
Features
| not available | Savings plan | not specified |
| not available | Staking | not specified |
| not available | Wallet transfer | not specified |
| not available | Cost transparency | not specified |
| not available | 2FA security | not specified |
| available | SEPA transfer | not specified |
| not available | Credit card | not specified |
| not available | Minimum amount | not specified |
| not available | Mobile app | not specified |
| available | Web platform | not specified |
- Pioneer among German crypto marketplaces – since 2011
- Regulated through futurum bank AG in Germany
- Euro balances remain in the user’s own bank account
- KYC via bank verification, VideoIdent or PostIdent
- Altcoin heavyweight with 700+ coins
- MiCA licence in hand, trading at KuCoin EU suspended since February 2026
The five areas head to head
AI AnalysisFees & Costs
Not enough reviews available.
Spot at KuCoin EU: 0.1% maker and 0.1% taker in the base tier, falling with the VIP tier to 0% maker and 0.025% taker. According to KuCoin EU, trading and deposits have been suspended since 4 February 2026 (as of 21 October 2026).
Details
| futurum bank AG | Company | KuCoin EU Exchange GmbH |
| 2011 | Founded | 2017 |
| Regulated in Germany as a marketplace of futurum bank AG | Regulation | MiCA licence from the FMA (Austria) since 27 Nov 2025, FMA does not yet permit commencement of operations |
| € 60 | Minimum Amount | €10 per order (BTC/EUR) |
| Bank verification, VideoIdent, PostIdent | KYC | — |
Verdict
In our overall rating KuCoin leads with 3.9 against 3.2 for Bitcoin.de.
Neither provider reaches 4.0 out of 5 in our rating, so we do not give an unreserved recommendation here.
Bitcoin.de is regarded as a pioneer among German crypto marketplaces and has been active since 2011 – making the platform one of the oldest providers in the German-speaking market. Regulation through futurum bank AG in Germany and the principle that euro balances remain in the user’s own bank account are viewed positively by security-conscious users.
The selection of just 10 cryptocurrencies is clearly room for improvement compared with modern exchanges. The limitation to SEPA as the only payment method, the lack of a mobile app, and 2FA protection only via SMS are also occasionally criticized. Some users consider the interface in need of modernization.
Bitcoin.de is seen as particularly suitable for investors who want to rely on a long-established, Germany-regulated platform and focus primarily on trading Bitcoin and a few other cryptocurrencies.
KuCoin has been a fixture for altcoin traders for years. Its EU position is difficult as of October 2026: the Austrian MiCA licence has been granted, but according to the company, trading and deposits at KuCoin EU have been suspended since 4 February 2026. If regulatory certainty inside the EU is your priority, fully operational MiCA venues such as Bitpanda, Bybit EU or Kraken are the safer bet for now.