Cost comparison
The Exodus wallet is free to download and needs no account. You pay for it mainly when you swap one cryptocurrency for another inside the app, through a spread with no stated percentage. The quarterly report shows how important that line is: in the second quarter of 2026, 18.74 of 26.23 million US dollars in revenue came from swaps, or 71.5 percent, including 3.76 million through business partners. A year earlier it was 23.42 million US dollars and 90.7 percent. Swap revenue therefore also fell in absolute terms, with swap volume down 21.4 percent, while acquired payment services added new revenue.
| Action | Cost at Exodus |
|---|---|
| Download and use the wallet | free, no account |
| Send crypto | network fee only, which according to Exodus goes entirely to the network |
| Swap in the app | any spread in the quoted rate, plus the network fee to send the coins to the swap provider |
| Buy through partners | the partner's fee, shown in the app before you buy |
| Sell through MoonPay | MoonPay's fee, shown before you sell |
| Staking via Everstake | Exodus receives a fee from Everstake, and the coins stay under your control |
How to check the spread: enter the amount in the app, note how much you would receive and compare it with the market price. The gap is your cost. On a 1,000 euro swap, a 0.5% spread costs about 5 euros and 2% about 20 euros, plus the network fee. If you regularly move larger amounts, an exchange with a published fee schedule from our exchange comparison is often cheaper, and you withdraw the coins to your own wallet afterwards.
Tax: in many countries a swap counts as selling one asset and buying another, so it can be a taxable event. A tool from our crypto tax software comparison reads your addresses and keeps the records.
For the part of your holdings you plan to keep for longer, a device from our hardware wallet comparison is worth it; our guide to hot and cold wallets explains the difference. More wallets are compared in our software wallet comparison.
As of 27 October 2026 according to the 10-Q quarterly report for 30 June 2026 filed with the SEC, the help article on transaction fees (updated 16 October 2026) and Getting started with Exodus (updated 18 October 2026).
The SafePal app is free. Costs arise when you send, in the form of the network fee, and when you swap or buy, which SafePal handles through third-party providers: their fees apply, and under the terms of service SafePal may charge its own fees.
| Action | Cost at SafePal |
|---|---|
| Download and use the app | free |
| Send crypto | network fee of the blockchain |
| Swap and buy in the app | the provider's fees, plus possible SafePal fees under the terms of service |
| S1, S1 Pro, X1 hardware | price and shipping as listed on the website, the app stays free |
How to save: compare the amount shown with the market price before you swap. On a 1,000 euro swap, every percentage point of difference costs 10 euros. Larger moves are often cheaper on an exchange with a published fee schedule from our exchange comparison.
Tax: in many countries a swap is a disposal and can be taxable. A tool from our crypto tax software comparison keeps the records.
Adding hardware: our hardware wallet comparison shows which devices suit you. What the breach means for buyers is covered in our report SafePal data breach of order data, and storing the words in our guide to storing a seed phrase safely. More wallets are compared in our software wallet comparison.
As of 27 October 2026 according to the App Store description, the company page, the terms of service (as of 5 September 2024) and the security notice of 16 August 2026 with the update of 18 August.
Pros & Cons
- Very clean interface on desktop and mobile
- 50+ networks with swaps, purchases and staking in one app
- Trezor on desktop and Ledger on mobile
- Listed company with public quarterly figures
- 24/7 support
- Swap spread without a stated rate
- Browser extension discontinued on 1 October 2026
- NFT gallery ends on 1 December 2026
- No deposit protection, as with any self-custody wallet
- 10,000+ cryptocurrencies on 200+ blockchains
- Pairs with SafePal hardware (S1, S1 Pro, X1)
- High ratings on the App Store and Google Play
- From the first Binance Labs incubation program, per safepal.com
- dApp access and exchange link in the app
- Order data breach in August 2026
- Swap and purchase fees set by third-party providers, SafePal fees possible
- As with any self-custody wallet, no deposit protection: custody is your responsibility
Score Comparison
Features
- 50+ networks
- Desktop and mobile
- Trezor and Ledger support
- Staking for 7 coins
- 200+ blockchains
- 10,000+ cryptocurrencies
- Software and hardware from one provider
- 4.7 stars on the App Store
The five areas head to head
AI AnalysisFees & Costs
Downloading and holding are free; sending costs only the network fee, and according to Exodus all of it goes to the network. Swaps may include a spread with no stated percentage, built into the quoted rate; the app shows how much you will receive before you swap. When buying or selling through partners, you see their fee before you confirm. As of October 2026.
The app itself is free; sending costs the network fee. Swaps and purchases run through third-party providers, and according to the terms of service their fees apply directly between you and that provider. The same terms allow SafePal to charge its own fees for its services, also combined with the provider's fee. So compare the amount shown with the market price before every swap. As of October 2026.
Usability & User Experience
Exodus is one of the cleanest wallets in our comparison: portfolio and prices at a glance, set up in minutes without an account. It runs on Windows, macOS and Linux and as an app for iOS and Android. In the German App Store it is rated 4.6 out of 5 (3,671 ratings), on Google Play 4.5 (133,000 reviews, 5 million+ downloads), retrieved on 27 October 2026. As of October 2026.
The SafePal app is free; portfolio, swaps, purchases and dApp access sit in one interface. If you own SafePal hardware, you manage it through the same app. In the German App Store SafePal is rated 4.7 out of 5 (1,022 ratings), on Google Play 4.5 (156,000 reviews, 5 million+ downloads), retrieved on 27 October 2026. As of October 2026.
Features & Offering
Exodus supports 50+ networks with unlimited tokens on the major web3 networks, including Bitcoin, Ethereum and Solana. In the app you swap through third-party providers across thousands of pairs, buy by card, bank transfer, PayPal, Apple Pay or Google Pay and sell through MoonPay. Staking is available for 7 cryptocurrencies via the provider Everstake, and the coins stay in your wallet. For extra security you can connect a Trezor (One, Model T, Safe 3, Safe 5) on desktop and a Ledger Nano X or Flex on mobile. The Exodus Web3 Wallet browser extension was discontinued on 1 October 2026, and the NFT gallery ends on 1 December 2026. As of October 2026.
According to SafePal, the app manages 10,000+ cryptocurrencies on 200+ blockchains, including Bitcoin, Ethereum and Solana. In the app you buy and swap coins through third-party providers, connect to decentralized applications and can link an exchange such as Binance. Some third-party providers require their own account with identity verification (KYC); according to the terms of service, this data stays with the provider, not with SafePal. For extra security the app pairs with SafePal's own hardware wallets: according to SafePal, the S1 works without any wireless connection, the S1 Pro is its enhanced version, and the X1 is fully open source and connects via Bluetooth. Account and card services in the app are provided through a separate account by the partner Fiat24, which is regulated in Switzerland. As of October 2026.
Stability & Security
The wallet is run by Exodus Movement, Inc., a remote-first company without a headquarters; its mailing address is in Omaha, Nebraska. Its shares are listed on NYSE American (ticker EXOD), so the company files quarterly reports with the SEC. In the second quarter of 2026, Exodus reported 1.4 million monthly active users and revenue of 26.23 million US dollars. According to Exodus, keys and wallet files are not stored on Exodus servers. As of October 2026.
SafePal was founded in 2018 by Veronica Wong and two co-founders and, according to a quote from Binance co-founder He Yi on safepal.com, came out of the first Binance Labs incubation program. Since then it has grown from a hardware maker into a full wallet family. According to the terms of service, the contracting party is SkyGenesis Holdings Limited. On 16 August 2026 SafePal reported unauthorized access to the order data of about 39,798 customers from orders placed between 2 March 2025 and 11 April 2026: name, email address, shipping address, phone number and purchase details. According to SafePal, seed phrases, private keys, wallet passwords and payment data were not affected; SafePal names an authorization flaw in the order-tracking function of a plug-in as the cause. According to SafePal, no evidence has been found that the incident compromised access to wallets or funds. On 18 August SafePal added that individuals claim to own the dataset and are offering it for sale; SafePal says it cannot verify these claims. As of October 2026.
Customer Support
Support is available around the clock via chat and email, backed by a detailed knowledge base. If you lose your twelve words and any passkey backup, support cannot help: Exodus sees neither your keys nor your transaction history. As of October 2026.
Help is available through the SafePal Academy and the contact page on safepal.com, and after the breach through a dedicated channel with extra staff for affected customers. Lost recovery words cannot be replaced by SafePal either, because only you hold the keys. As of October 2026.
Details
| Exodus Movement, Inc. (NYSE American: EXOD) | Company | SafePal (SkyGenesis Holdings Limited) |
| US | Headquarters | — |
Verdict
Both providers are practically level in our overall rating (4.0 to 3.9).
Exodus is the wallet for anyone who values a clear interface and wants to manage several coins in one place. Desktop and mobile, 50+ networks, swaps, purchases and staking in one app plus Trezor and Ledger support: for getting started with self-custody it is one of the most convenient options.
You should understand the business model. Exodus is listed and discloses how it earns money: in the second quarter of 2026, 18.74 of 26.23 million US dollars in revenue came from swaps, or 71.5 percent, including 3.76 million through business partners. The price sits in the rate as a spread with no stated percentage. If you only hold and send, you pay almost nothing; if you swap often, check the numbers first.
For long-term holdings, pair it with a hardware wallet, which Exodus supports directly. And as with any software wallet, responsibility lies with you: your backup is the only way back to your funds, meaning the twelve words and, in the mobile app, optionally a passkey.
SafePal is the right choice if you want a very large number of networks in one app and plan to add a hardware wallet later: 10,000+ cryptocurrencies on 200+ blockchains, swaps, purchases and dApp access in one interface, plus devices from the same company. In the German App Store, its 4.7 stars are the highest rating among the four wallets we reviewed: Exodus, Atomic Wallet, Rabby and SafePal.
The August 2026 breach affected order data; according to SafePal, keys and wallet credentials were not affected, and no evidence has been found that the incident compromised access to wallets or funds. SafePal does point out that the affected order data can be used for targeted phishing attempts. If you are affected, treat every message in SafePal's name with extra care; our report on the breach explains the steps.
For swaps and purchases SafePal works with third-party providers, and under its terms of service it may add its own fees. If you swap often, compare the amount shown with the market price first; for long-term holdings, pair the app with a device from our hardware wallet comparison.