Cost comparison
Not enough reviews available.
ZenLedger bills in US dollars. Each plan covers one tax year, and the plans differ mainly in the number of transactions; all include unlimited exchanges, DeFi, staking and NFTs, the audit report, the FIFO, LIFO and HIFO methods, tax-loss harvesting and the TurboTax integration.
| Plan | Price per year | Transactions |
|---|---|---|
| Silver | USD 49 | up to 100 |
| Gold | USD 199 | up to 5,000 |
| Platinum | USD 399 | up to 15,000 |
| Platinum with unlimited transactions | USD 999 (USD 600 surcharge, including one hour of live support) | unlimited |
| Personal product consulting | USD 150 per hour | add-on |
How to save: Buying several tax years at once gets you a 10% discount. Since the plans differ mainly in the number of transactions, it pays to know your own count before buying.
As of November 1, 2026 according to ZenLedger's pricing page.
Pros & Cons
- Over 3,500 integrations for exchanges, wallets, blockchains and DeFi protocols
- Integrated DeFi, Web3, and NFT tracking
- Support for FIFO, LIFO, HIFO, and ACB as tax methods
- Country-specific tax reports for 24 countries, including Germany, Austria, France and Spain
- Developer API for advanced use cases
- ELSTER-compatible reports including Anlage SO for Germany; every subscription includes reports for all tax years and also covers stocks and dividends
- No free tax report: importing, categorisation and portfolio tracking are free, reports start at €49 with an annual subscription
- Setup is described as moderately complex, room for improvement for beginners
- Audit support is currently not available
- The transaction limit counts across all tax years, and reports can only be accessed while the subscription is active
- Tax minimisation, tax-loss harvesting and the audit report only from the Investor plan at €249 a year
- Supports over 400 exchanges, more than 50 blockchains and over 100 DeFi and NFT protocols
- Unlimited exchanges and wallets in every plan
- Expanded DeFi support integrated
- FIFO, LIFO, and HIFO tax methods available
- TurboTax integration and audit report in every plan
- 7-day support via chat, email, and other channels
- Transactions capped per plan: Silver up to 100, Gold up to 5,000, Platinum up to 15,000; unlimited costs USD 999 per year
- Country focus on the US, UK, and Australia; European coverage is room for improvement
- Native mobile app is room for improvement; currently used via the web version
- Tax forms tailored to the US (IRS Form 8949, Schedule D, Schedule 1)
Features
| not available | DeFi support | available |
| not available | Tax advisor export | not available |
| available | FIFO method | available |
| available | LIFO method | available |
| not available | API access | not available |
| not available | Mobile app | not available |
| not available | Free plan | not available |
| available | NFT tracking | available |
| available | Staking tracking | available |
| not available | Audit support | not available |
- Industry-leading with over 3,500 integrations
- Country-specific tax formats for global coverage
- Comprehensive Web3 and DeFi support
- Annual subscription from €49 to €499 depending on transaction count, up to 500,000 transactions for €2,499
- DeFi, staking, and NFTs in every plan
- CPA partnerships for professional tax advice
- Tax-Loss Harvesting tool for offsetting losses
- SOC-compliant security standards and 2FA
The five areas head to head
AI AnalysisFees & Costs
The tool is free to use after signup: importing, automatic categorisation, portfolio tracking and DeFi and NFT coverage require no payment. What is chargeable is access to the reports, the tax-loss harvesting tool and priority support. Annual plans: €49 for 100 transactions, €99 for 1,000, €249 for 10,000 and €499 for 100,000; the Trader plan can be extended to up to 500,000 transactions for €2,499, and beyond that there are custom offers for up to one million transactions. The transaction limit applies across all tax years, and in return every active subscription includes reports for all tax years; upgrading only costs the difference, and you can cancel at any time. There is no permanently free report. As of November 2026, prices according to Summ's pricing page when accessed from Germany; in the US the same amounts apply in US dollars.
Not enough reviews available.
Usability & User Experience
Setup is more demanding than at the beginner-oriented competitors — in exchange the tool handles complex transaction histories that others fail on. A suggestion engine categorises ambiguous entries automatically. For simple portfolios the feature set is arguably oversized. As of August 2026.
Not enough reviews available.
Features & Offering
With more than 3,500 integrations across exchanges, wallets and blockchains, coverage is the broadest in this comparison, particularly relevant for DeFi, Web3 and NFT activity, where other tools run out of road early. Country-specific tax formats cover several jurisdictions, for Germany with ELSTER-compatible reports including the Anlage SO. In October 2025 Crypto Tax Calculator was renamed Summ, marking the shift from a pure tax calculator to a broader digital-asset management platform that now also tracks stocks and dividends. As of November 2026.
Not enough reviews available.
Details
Verdict
In our overall rating ZenLedger leads with 4.3 against 2.9 for Summ.
For most investors ZenLedger is therefore the better choice.
Summ (formerly Crypto Tax Calculator) is especially valued for its industry-leading number of over 3,500 integrations. No other platform in this comparison offers such broad coverage of exchanges, wallets, and blockchains. Support for FIFO, LIFO, HIFO, and ACB as tax methods, along with country-specific tax reports for 24 countries including Germany, Austria, France and Spain, makes the tool appealing for internationally active crypto investors. For Germany the reports are ELSTER-compatible and include the Anlage SO.
Particularly noteworthy is the comprehensive Web3 and DeFi support, which also fully captures NFT transactions; Summ now covers stocks and dividends as well. The developer API enables advanced use cases and integrations into existing workflows. Annual subscriptions range from €49 for 100 transactions to €499 for 100,000 transactions, and up to 500,000 transactions cost €2,499; prices are considered moderate by market standards and offer tiered options for different portfolio sizes. Every active subscription covers all tax years, which is why the transaction limit counts across all years.
There is no free tax report: importing, categorisation and portfolio tracking are free after signup, but reports require a paid subscription, which raises the barrier to entry compared with some competitors. Tax minimisation, tax-loss harvesting and an audit report are only included from the Investor plan. Setup is described as moderately complex, and audit support is still unavailable.
In our direct dealings with the provider, communication was not always straightforward.
ZenLedger is especially appreciated for its broad coverage: every plan supports unlimited exchanges as well as DeFi, staking, and NFTs. The number of transactions, however, is capped per plan: Silver allows up to 100, Gold up to 5,000, and Platinum up to 15,000. Unlimited transactions cost an extra USD 600. With over 400 exchanges, more than 50 blockchains and over 100 DeFi and NFT protocols, ZenLedger offers solid integration coverage, complemented by expanded DeFi support. The tax methods FIFO, LIFO, and HIFO are supported, which also makes it suitable for German users.
The integrated Tax-Loss Harvesting tool for offsetting losses is viewed positively as a useful additional feature. CPA partnerships provide access to professional tax advice when needed, and 7-day support offers above-average availability. SOC-compliant security standards and two-factor authentication contribute to data security. The homepage advertises a free start, but the pricing page does not list a free plan (as of November 1, 2026).
The country focus is on the US, the UK, and Australia, so European and especially German tax coverage is considered room for improvement. According to the pricing page (as of November 1, 2026), Silver costs USD 49, Gold USD 199, and Platinum USD 399 per year; with unlimited transactions, the total reaches up to USD 999. Buying several tax years at once saves 10%. The tax forms are tailored to the US, such as IRS Form 8949 and Schedule D. A native mobile app is not currently available. ZenLedger is therefore considered particularly suitable for high-volume traders in the Anglo-American market who use many exchanges and DeFi applications.