MetaMask vs SafePal Comparison

MetaMask
MetaMask
Winner
4.1of 5
Go to MetaMask
vs
SafePal
SafePal
3.9of 5
Go to SafePal

Cost comparison

MetaMask

Not enough reviews available.

SafePal

The SafePal app is free. Costs arise when you send, in the form of the network fee, and when you swap or buy, which SafePal handles through third-party providers: their fees apply, and under the terms of service SafePal may charge its own fees.

ActionCost at SafePal
Download and use the appfree
Send cryptonetwork fee of the blockchain
Swap and buy in the appthe provider's fees, plus possible SafePal fees under the terms of service
S1, S1 Pro, X1 hardwareprice and shipping as listed on the website, the app stays free

How to save: compare the amount shown with the market price before you swap. On a 1,000 euro swap, every percentage point of difference costs 10 euros. Larger moves are often cheaper on an exchange with a published fee schedule from our exchange comparison.

Tax: in many countries a swap is a disposal and can be taxable. A tool from our crypto tax software comparison keeps the records.

Adding hardware: our hardware wallet comparison shows which devices suit you. What the breach means for buyers is covered in our report SafePal data breach of order data, and storing the words in our guide to storing a seed phrase safely. More wallets are compared in our software wallet comparison.

As of 27 October 2026 according to the App Store description, the company page, the terms of service (as of 5 September 2024) and the security notice of 16 August 2026 with the update of 18 August.

Pros & Cons

MetaMask
MetaMask
Pros
  • Native support for Ethereum and EVM chains, Solana, Bitcoin and Tron
  • Multiple network addresses from a single recovery phrase
  • Widest compatibility with decentralised applications
  • Pairs with hardware wallets
  • Phishing detection and transaction warnings
Cons
  • Significant markup when swapping directly in the wallet
  • Cluttered for newcomers given the range of options
  • No deposit protection — self-custody rests entirely with the user
  • No access to funds without the recovery phrase
MetaMask Reviews
SafePal
SafePal
Pros
  • 10,000+ cryptocurrencies on 200+ blockchains
  • Pairs with SafePal hardware (S1, S1 Pro, X1)
  • High ratings on the App Store and Google Play
  • From the first Binance Labs incubation program, per safepal.com
  • dApp access and exchange link in the app
Cons
  • Order data breach in August 2026
  • Swap and purchase fees set by third-party providers, SafePal fees possible
  • As with any self-custody wallet, no deposit protection: custody is your responsibility
SafePal Reviews

Score Comparison

4.0Usability4.3
4.5Features4.5
3.6Fees3.7
4.4Stability3.6
3.5Support3.6

Features

MetaMask
MetaMaskHighlights
  • Most widely used software wallet in Web3
  • Native Bitcoin support since December 2025
  • One seed across several networks
  • Browser extension and mobile app
SafePal
SafePalHighlights
  • 200+ blockchains
  • 10,000+ cryptocurrencies
  • Software and hardware from one provider
  • 4.7 stars on the App Store

The five areas head to head

AI Analysis

Fees & Costs

MetaMask
MetaMask

The wallet itself is free; network fees go to the respective blockchain rather than the provider. The cost driver is the built-in services: swapping directly in the wallet carries a noticeable markup above the cost of the same swap through an exchange or aggregator. Frequent swappers should avoid that route. As of August 2026.

SafePal
SafePal

The app itself is free; sending costs the network fee. Swaps and purchases run through third-party providers, and according to the terms of service their fees apply directly between you and that provider. The same terms allow SafePal to charge its own fees for its services, also combined with the provider's fee. So compare the amount shown with the market price before every swap. As of October 2026.

Usability & User Experience

MetaMask
MetaMask

Getting started is straightforward, though the volume of networks, settings and built-in services can overwhelm newcomers. Handling the recovery phrase safely remains central — without it, funds are permanently lost. As of August 2026.

SafePal
SafePal

The SafePal app is free; portfolio, swaps, purchases and dApp access sit in one interface. If you own SafePal hardware, you manage it through the same app. In the German App Store SafePal is rated 4.7 out of 5 (1,022 ratings), on Google Play 4.5 (156,000 reviews, 5 million+ downloads), retrieved on 27 October 2026. As of October 2026.

Features & Offering

MetaMask
MetaMask

Supported are Ethereum and EVM-compatible networks, Solana, Bitcoin and Tron, with addresses derived from a shared recovery phrase. NFT management, access to decentralised applications, phishing detection, transaction warnings and hardware wallet pairing round this out. Available as a browser extension and mobile app. As of August 2026.

SafePal
SafePal

According to SafePal, the app manages 10,000+ cryptocurrencies on 200+ blockchains, including Bitcoin, Ethereum and Solana. In the app you buy and swap coins through third-party providers, connect to decentralized applications and can link an exchange such as Binance. Some third-party providers require their own account with identity verification (KYC); according to the terms of service, this data stays with the provider, not with SafePal. For extra security the app pairs with SafePal's own hardware wallets: according to SafePal, the S1 works without any wireless connection, the S1 Pro is its enhanced version, and the X1 is fully open source and connects via Bluetooth. Account and card services in the app are provided through a separate account by the partner Fiat24, which is regulated in Switzerland. As of October 2026.

Stability & Security

MetaMask
MetaMask

Not enough reviews available.

SafePal
SafePal

SafePal was founded in 2018 by Veronica Wong and two co-founders and, according to a quote from Binance co-founder He Yi on safepal.com, came out of the first Binance Labs incubation program. Since then it has grown from a hardware maker into a full wallet family. According to the terms of service, the contracting party is SkyGenesis Holdings Limited. On 16 August 2026 SafePal reported unauthorized access to the order data of about 39,798 customers from orders placed between 2 March 2025 and 11 April 2026: name, email address, shipping address, phone number and purchase details. According to SafePal, seed phrases, private keys, wallet passwords and payment data were not affected; SafePal names an authorization flaw in the order-tracking function of a plug-in as the cause. According to SafePal, no evidence has been found that the incident compromised access to wallets or funds. On 18 August SafePal added that individuals claim to own the dataset and are offering it for sale; SafePal says it cannot verify these claims. As of October 2026.

Customer Support

MetaMask
MetaMask

Not enough reviews available.

SafePal
SafePal

Help is available through the SafePal Academy and the contact page on safepal.com, and after the breach through a dedicated channel with extra staff for affected customers. Lost recovery words cannot be replaced by SafePal either, because only you hold the keys. As of October 2026.

Details

MetaMaskSafePal
ConsenSysCompanySafePal (SkyGenesis Holdings Limited)
USHeadquarters—

Verdict

In our overall rating MetaMask leads with 4.1 against 3.9 for SafePal.

For most investors MetaMask is therefore the better choice.

MetaMaskOur Opinion

MetaMask is the entry point to Web3 for many users and by some distance the most widely used software wallet. For a long time it was a pure Ethereum and EVM wallet; that has changed. Solana arrived in 2025, native Bitcoin support followed in December 2025 and Tron in January 2026. Separate addresses for the different networks are derived from a single recovery phrase, so there is no second seed to manage.

The strength remains connectivity: practically every decentralised application in the EVM world supports MetaMask, and the wallet pairs with a hardware wallet so keys never leave the device. Phishing detection and transaction warnings are built in.

The weak point is the cost of the built-in services. Swapping directly inside the wallet carries a markup well above what the same swap costs through an exchange or aggregator. The wallet itself is free — it is the convenience route that gets expensive. As with any self-custody setup, there is no deposit protection and no counterparty to call if the recovery phrase is lost.

SafePalOur Opinion

SafePal is the right choice if you want a very large number of networks in one app and plan to add a hardware wallet later: 10,000+ cryptocurrencies on 200+ blockchains, swaps, purchases and dApp access in one interface, plus devices from the same company. In the German App Store, its 4.7 stars are the highest rating among the four wallets we reviewed: Exodus, Atomic Wallet, Rabby and SafePal.

The August 2026 breach affected order data; according to SafePal, keys and wallet credentials were not affected, and no evidence has been found that the incident compromised access to wallets or funds. SafePal does point out that the affected order data can be used for targeted phishing attempts. If you are affected, treat every message in SafePal's name with extra care; our report on the breach explains the steps.

For swaps and purchases SafePal works with third-party providers, and under its terms of service it may add its own fees. If you swap often, compare the amount shown with the market price first; for long-term holdings, pair the app with a device from our hardware wallet comparison.