Bitpanda Fusion vs Gate.io Comparison
In our overall rating Bitpanda Fusion leads with 4.6 out of 5 points, ahead of Gate.io with 3.7. Our table lists the trading fee as “0.25 %” for Bitpanda Fusion and “0.1% spot (maker and taker)” for Gate.io. Gate.io has been on the market longer, founded in 2013, while Bitpanda Fusion followed in 2014.
| 0.25 % | Fees | 0.1% spot (maker and taker) |
| € 2.50 | Minimum cost per €1,000 | — |
| not stated | Cryptos | — |
| SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal | Payment Methods | — |
| MiCA license via BaFin | Regulation | MiCA licence via MFSA (Malta) |

Cost comparison
The basis is a Bitcoin purchase worth €1,000, calculated from the disclosed trading fee. A price markup in the spread is not included, because most providers do not publish it.
| € 2.50 | Minimum cost per €1,000 | — |
| 0.25 % | Fees | 0.1% spot (maker and taker) |
| € 2.91 | Wallet transfer | — |
| Yes | Cost transparency | — |
| € 1 | Minimum Amount | ~$10 USD |
| SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal | Payment Methods | — |
Bitpanda Fusion charges a tiered trading fee in seven levels, based on your trading volume over the last 30 days. Bitpanda lists a single rate per level; the fee table does not distinguish between maker and taker orders.
| 30-day volume (EUR) | Fee |
|---|---|
| Up to 100,000 | 0.25% |
| 100,000 to 500,000 | 0.21% |
| 500,000 to 2,500,000 | 0.17% |
| 2,500,000 to 10,000,000 | 0.13% |
| 10,000,000 to 50,000,000 | 0.08% |
| 50,000,000 to 250,000,000 | 0.05% |
| Over 250,000,000 | 0.02% |
Fee table checked on the Bitpanda website on 1 November 2026, unchanged since 2 October 2026. Bitpanda itself charges no fees for deposits and withdrawals; third-party and currency conversion costs may apply. This comparison does not constitute investment advice.
Not enough reviews available.
Pros & Cons
- Volume-based fees from 0.25% down to 0.02%
- More than 2,000 trading pairs, including against CHF and GBP
- No deposit or withdrawal fees charged by Bitpanda
- Pro order types (limit, stop-limit, stop-market, take-profit limit) and native TradingView charts
- Public REST API and Fusion MCP for automated trading
- Shared account with standard Bitpanda, liquidity from 12+ aggregated order books
- Savings plan feature not available on Fusion
- No margin or leveraged trading through Fusion, only as a separate Bitpanda product
- Below €100,000 in monthly volume you pay 0.25% per trade; the 0.02% tier only applies from €250 million
- Asset selection limited to spot pairs, with no precious metals or stocks like on standard Bitpanda

- MiCA authorisation as a crypto-asset service provider from Malta's MFSA since 29 September 2025, passported across the EEA, plus a licence for payment services
- Gate EU with localised sites: more than 200 cryptocurrencies, each tradable against the euro and USDC
- Spot fee of 0.1% for makers and takers, makers pay 0% from VIP 10
- Convert, OTC trading, staking and the Gate Card alongside spot trading
- A much smaller selection for EU customers than on the global platform, which according to Gate lists more than 5,400 cryptocurrencies
- No futures trading on Gate EU
- No USDT pairs, no GT token and no GT fee discount on Gate EU
- Migration required: existing EEA customers of the global platform are being moved to Gate EU step by step
User Experiences
AI AnalysisNo separate analysis -- based on Bitpanda.

Provider details (fees, licences, pros and cons) editorially reviewed: November 2026. Investing in crypto assets carries a high level of risk. This is not investment advice. Figures without guarantee, check current conditions with the provider.
Features
| available | Volume Fee Tiers | not specified |
| available | Order Types | not specified |
| available | API | not specified |
| available | Charts | not specified |
| available | Aggregated Order Books | not specified |
| not available | Savings Plan | not specified |
| available | Wallet Transfer | not specified |
| available | 2FA Security | not specified |
| available | BaFin License | not specified |
| available | Mobile App | not specified |
- Tiered fee in 7 steps, from 0.25% down to 0.02%
- More than 2,000 trading pairs from 12+ venues
- Native TradingView charts and pro order types
- Public REST API and Fusion MCP
- MiCA authorisation of Bitpanda GmbH from Austria's FMA, registered with BaFin

- MiCA and PSD2 licensed through Gate Technology Ltd in Malta
- Gate EU with more than 200 cryptocurrencies against the euro and USDC
The five areas head to head
AI AnalysisFees & Costs
No separate analysis -- based on Bitpanda.

Spot on Gate EU: 0.1% for makers and takers (VIP 0). The fee falls step by step with your 30-day volume or account balance, and makers pay 0% from VIP 10. Gate EU does not offer futures (as of 1 November 2026).
Details
| Bitpanda GmbH | Company | Gate Technology Ltd |
| 2014 | Founded | 2013 |
| MiCA license via BaFin | Regulation | MiCA licence via MFSA (Malta) |
| € 1 | Minimum Amount | ~$10 USD |
| eID, Photo ID | KYC | Photo ID and selfie (required before deposits and withdrawals) |
Verdict
In our overall rating Bitpanda Fusion leads with 4.6 against 3.7 for Gate.io.
For most investors Bitpanda Fusion is therefore the better choice.
Bitpanda Fusion is the pro trading platform within the Bitpanda ecosystem and is aimed at active traders with higher volume. Instead of the flat 0.99% fee on the standard app, a tiered fee applies here that falls in seven steps from 0.25% to 0.02% as your trading volume over the last 30 days grows. Account, verification, and custody are shared with the regular Bitpanda platform, so no separate onboarding is required.
According to Bitpanda, Fusion compares the order books of more than twelve trading venues in real time and offers the best aggregated price. Fusion does not run an order book of its own: every order is executed directly with Bitpanda, which is why Bitpanda describes Fusion as a broker rather than an exchange. The interface integrates TradingView natively and supports market, limit, stop-limit, stop-market, and take-profit limit orders. According to Bitpanda, more than 2,000 trading pairs are available, including against CHF and GBP, and Bitpanda itself charges no deposit or withdrawal fees. For automated trading there is a public REST API and Fusion MCP, a free open-source tool that lets AI assistants place orders on your instruction; the API documentation does not yet list a WebSocket interface. Fusion also runs with its full feature set in the app for iOS and Android. Margin and leveraged trading are not available through Fusion; Bitpanda offers a separate margin product with leverage of up to 10x instead. The learning curve compared to the standard Bitpanda app is occasionally criticized in user comments, as is the absence of the savings plan feature.
Bitpanda Fusion is considered particularly suitable for traders who value low volume-based fees, pro order types, and API access. Those who mainly use savings plans, precious metals, or simple direct purchase are better served on the standard platform. This comparison does not constitute investment advice.
Gate, known as Gate.io until May 2025, is one of the exchanges with the widest altcoin selection worldwide: according to Gate, more than 5,400 cryptocurrencies can be traded on its global platform. Customers in the EEA are served through Gate EU, run by Gate Technology Ltd in Malta. Malta's regulator MFSA authorised the company as a crypto-asset service provider under MiCA on 29 September 2025; the authorisation is passported across the EEA, and the company also holds a licence for payment services. Since the end of June 2026, Gate has been moving existing EEA customers from the global platform to Gate EU step by step.
Gate EU is leaner than the global exchange: on 1 November 2026 it listed more than 200 cryptocurrencies, each against the euro and USDC. It also offers convert, OTC trading, staking and the Gate Card; futures, USDT pairs and the in-house GT token are not part of the offering. The spot fee is 0.1% for makers and takers and falls with trading volume, with makers paying nothing from VIP 10.
Our verdict: for experienced altcoin traders in Europe, Gate EU is a regulated option with a broad selection and a low spot fee. It is not designed for futures trading.