Bitcoin.de vs justTrade Comparison
In our overall rating Bitcoin.de leads with 3.2 out of 5 points, ahead of justTrade with 3.0. On disclosed fees justTrade is cheaper: 0.125 % instead of 0.5 % trading fee, which means € 1.25 instead of € 5.00 per €1,000 purchase. justTrade lists more cryptocurrencies (73) than Bitcoin.de (10).
| 0.5 % | Fees | 0.125 % |
| € 5.00 | Minimum cost per €1,000 | € 1.25 |
| 10 | Cryptos | 73 |
| SEPA Transfer | Payment Methods | SEPA Transfer |
| Regulated in Germany as a marketplace of futurum bank AG | Regulation | The justTRADE service is provided by Sutor Bank, which has a BaFin license for deposit and financial commission business. |
Cost comparison
The basis is a Bitcoin purchase worth €1,000, calculated from the disclosed trading fee. A price markup in the spread is not included, because most providers do not publish it.
| € 5.00 | Minimum cost per €1,000 | € 1.25 |
| 0.5 % | Fees | 0.125 % |
| € 3.73 | Wallet transfer | – |
| Limited | Cost transparency | Yes |
| € 60 | Minimum Amount | € 25 |
| SEPA Transfer | Payment Methods | SEPA Transfer |
On disclosed fees you pay €3.75 less at justTrade per €1,000 purchase.
Pros & Cons
- Pioneer among German cryptocurrency platforms, active since 2011, with more than 1.1 million customers according to the company
- Crypto withdrawals to your own wallets continue during the trading pause
- According to the provider, all customer claims remain fully intact; futurum bank AG keeps holding the crypto assets until they move to a regulated custodian
- Funds remain in the user’s own bank account
- New website and apps for iOS and Android fully tested according to the provider, planned with more than 100 cryptocurrencies, savings plans and staking
- Trading and deposits are paused until further notice. Trading has largely been suspended since 12 June 2026. According to Bitcoin Group SE’s announcement of 6 October 2026, BaFin has not granted futurum bank AG’s MiCAR application. A restart with two regulated partners for trading and custody has been announced, but no date has been set. Nothing can currently be bought.
- No MiCA authorisation in the ESMA register (file dated 30 October 2026); the future trading and custody partners have not yet been named
- Selection of only 10 cryptocurrencies could be expanded
- Only SEPA bank transfer as a payment method
- Interface occasionally criticised as in need of modernisation
- 0.125 % order commission on the order volume, as stated in the price and services list dated 1 September 2026
- 73 crypto assets and 94 crypto ETPs tradable, 43 of them eligible for savings plans
- Flexible staking for Ethereum, Solana and Cardano via the custodian Tangany, can be switched on and off at any time
- Savings plans on crypto ETPs and securities without order commission, plus spread
- Service handled through the BaFin-licensed Sutor Bank
- Stocks and ETFs tradable as well
- On top of the 0.125 % commission comes the trading venue's spread, so the total cost is not expressed in a single figure
- Transfers to your own wallets are not possible, occasionally criticised by users
- Login code in the app only by email; push approval is only available for the web login
- Minimum order volume of €25 per purchase
User Experiences
AI AnalysisNot enough reviews available.
According to 220 analyzed user reviews, justTRADE is especially appreciated for its clear app layout, easy operation, and fast processes. At the same time, users occasionally report technical friction around app display, login, and stability, so based on user data the overall experience is mixed with a positive tendency.
Provider details (fees, licences, pros and cons) editorially reviewed: November 2026. This comparison does not constitute investment advice. All information without guarantee.
Features
| not available | Savings plan | available |
| not available | Staking | not specified |
| not available | Wallet transfer | not available |
| not available | Cost transparency | not specified |
| not available | 2FA security | not specified |
| available | SEPA transfer | available |
| not available | Credit card | not available |
| not available | Minimum amount | not specified |
| not available | Mobile app | available |
| available | Web platform | available |
| not specified | Staking (via ETPs) | available |
| not specified | BaFin regulation (Sutor Bank) | available |
| not specified | Stocks & ETFs | available |
- Pioneer among German crypto marketplaces, since 2011
- Operated by futurum bank AG, a subsidiary of Bitcoin Group SE
- Euro balances remain in the user’s own bank account
- KYC via bank verification, VideoIdent or PostIdent
- Withdrawals to your own wallets possible during the trading pause
- 0.125 % order commission plus the trading venue’s spread: inexpensive, but not free
- 73 crypto assets and 94 crypto ETPs, 43 of them eligible for savings plans
- Flexible staking for Ethereum, Solana and Cardano
- Trading secured via the BaFin-licensed Sutor Bank
- Neobroker with stocks, ETFs, and crypto on one platform
- Blockpit discount (20 %) for crypto tax reports
The five areas head to head
AI AnalysisFees & Costs
Not enough reviews available.
When it comes to fees and costs, the overall sentiment in the reviews is rather positive. Users occasionally describe justTRADE as inexpensive and highlight the pricing level positively in their feedback. However, concrete cost information should always be considered in comparison with the fees stated by the provider.
Usability & User Experience
Not enough reviews available.
Users particularly appreciate the clear design and uncomplicated use of the justTRADE app. According to reviews, the interface is often described as clearly structured and easy to understand. In some cases, usability on larger devices is seen as room for improvement, and users would like to see features such as a tablet mode, dark mode, and more sorting options.
Features & Offering
Not enough reviews available.
According to the user data, only a limited number of specific comments are available on features and the offering. It is occasionally mentioned that order functions are room for improvement from the user perspective, and users would like more stop-loss options, a longer timer, and instant deposits. Overall, the offering is commented on rather briefly in the reviews, so no consistent picture can be derived from user opinions here.
Stability & Security
Not enough reviews available.
The user reviews do not show a completely consistent picture when it comes to stability and reliability. Users do report fast execution, but app crashes, login problems, slow charts, display errors, and difficulties with two-factor authentication are occasionally criticized. According to user data, this area therefore appears to have room for improvement in some respects.
Customer Support
Not enough reviews available.
Users repeatedly describe support as fast. According to reviews, inquiries sometimes receive a reply in a timely manner, which is highlighted positively in user feedback. Overall, customer service leaves a predominantly positive impression based on the analyzed responses.
Details
| futurum bank AG | Company | JT Technologies GmbH |
| 2011 | Founded | 2019 |
| Regulated in Germany as a marketplace of futurum bank AG | Regulation | The justTRADE service is provided by Sutor Bank, which has a BaFin license for deposit and financial commission business. |
| € 60 | Minimum Amount | € 25 |
| Bank verification, VideoIdent, PostIdent | KYC | VideoIdent |
Verdict
In our overall rating Bitcoin.de leads with 3.2 against 3.0 for justTrade.
On disclosed fees you pay €3.75 less at justTrade per €1,000 purchase.
Neither provider reaches 4.0 out of 5 in our rating, so we do not give an unreserved recommendation here.
Bitcoin.de is regarded as a pioneer among German crypto marketplaces and has been active since 2011, making the platform one of the oldest providers in the German-speaking market; it says it has more than 1.1 million customers. The principle that euro balances remain in the user’s own bank account is viewed positively by security-conscious users.
Trading has largely been suspended since 12 June 2026, and deposits are paused as well. On 6 October 2026 the parent company Bitcoin Group SE announced that BaFin had not granted the application futurum bank AG filed on 27 June 2025 for authorisation as a crypto-asset service provider under MiCAR; this also ends the toleration under which its crypto services had been running. The bank can lodge an objection within one month of notification. For the restart, bitcoin.de is preparing a cooperation with two regulated partners based in Germany, an institution acting as trading partner and a custodian; the provider has not given a date (customer notice dated 7 October 2026). Until the transfer, futurum bank AG continues to hold the crypto assets, and withdrawals to your own wallets remain possible.
The selection of just 10 cryptocurrencies is clearly room for improvement compared with modern exchanges. The limitation to SEPA as the only payment method, the lack of a mobile app, and 2FA protection only via SMS are also occasionally criticized. Some users consider the interface in need of modernization. According to the provider, the new platform with apps for iOS and Android, more than 100 cryptocurrencies, savings plans, swaps and staking is technically complete, but it will only launch with the new operating model.
As long as trading is paused, Bitcoin.de is not an option for new purchases; existing customers can withdraw their crypto assets to their own wallets. After the announced restart, the platform will mainly appeal to investors who want to rely on a long-established German provider; fees and coin selection under the new model have not yet been published.
In the DACH region, justTrade was long perceived as a fee-free trading model. That is no longer the case: under the price and services list dated 1 September 2026, the bank charges an order commission of 0.125 % of the order volume for executing orders in crypto assets, plus the trading venue’s spread. It remains inexpensive by comparison, but it is not free.
73 crypto assets and 94 crypto ETPs are tradable, 43 of them eligible for savings plans. The minimum order volume is €25, and fractional purchases are possible. The service is processed via the BaFin-licensed Sutor Bank, and the crypto assets are held by Tangany GmbH in Munich. In ESMA’s MiCA register (file dated 30 October 2026), Sutor Bank has been notified for crypto services under Article 60 MiCAR since 18 December 2025 and JT Technologies GmbH, under the justTRADE brand, since 14 July 2026; Tangany has held a MiCA authorisation from BaFin since 8 August 2025. For cost-conscious investors who also want to trade stocks and ETFs alongside crypto, justTrade is considered one of the cheaper options.
Also appreciated is the ability to set up crypto savings plans, as well as the 20 % discount at Blockpit for crypto tax reports. The platform can be used via both app and web and is aimed at investors who prefer an uncomplicated trading environment. Staking via crypto ETPs is seen as a useful addition. It is now also possible to stake crypto assets directly: flexible staking for Ethereum, Solana and Cardano is activated in the settings via the custodian Tangany and can be ended at any time.
However, wallet transfers to personal wallets are not possible, which is occasionally criticized by users. Multi-factor authentication is active from account opening: on the web via push through the app or by email, in the app by email code, with SMS as a fallback. justTrade is therefore particularly suitable for price-conscious beginners and occasional investors looking for inexpensive access to crypto and securities in a regulated German environment.