Telegram Wallet Launches in the USA: Crypto Now Built Into Messaging

Telegram Brings Crypto to U.S. Users with TON Wallet Integration

After a year of global adoption, Telegram has finally introduced its integrated crypto wallet to users in the United States. The move allows over 87 million Americans to manage digital assets natively within the Telegram app — no additional downloads or browser extensions required.

This wallet, developed on The Open Network (TON), offers a self-custodial setup, meaning users maintain full control over their private keys and funds. It supports instant stablecoin transfers, crypto swaps, and seamless token payments to contacts, much like sending a standard message.

Built on TON: A Seamless Crypto Experience

The wallet is part of Telegram’s ongoing integration of the TON blockchain into its ecosystem. It enables fast and frictionless transactions, including token purchases without fees, thanks to its partnership with MoonPay.

More than 100 million Telegram users activated the TON Wallet globally in 2024, making it one of the fastest-growing self-custodial wallets in the market. However, U.S. availability had previously been delayed due to regulatory concerns — a roadblock that now appears to have cleared.

A New Era of Crypto Messaging

With its U.S. launch, Telegram becomes the first mainstream messaging platform in the country to embed a self-custodial crypto wallet directly into its interface. This rollout positions it as a serious competitor to other payment and crypto apps like Cash App and Coinbase — especially as Telegram’s ecosystem of Mini Apps continues to grow.

Telegram’s ongoing involvement with the TON ecosystem has been gradual but strategic. While the company formally stepped back from its own token project in 2020 due to SEC pressure, it has since supported TON-based features, including tokenized usernames and a digital collectibles marketplace called Fragment.

What This Means for the Crypto Market

This U.S. launch could mark a major step forward in crypto adoption, particularly among mainstream users who may not be familiar with complex wallets or DeFi tools. With Telegram’s massive reach and growing Web3 features, the built-in TON Wallet may accelerate adoption for peer-to-peer crypto transactions and pave the way for a fully tokenized in-app experience.