CoinLedger vs Summ Comparison

CoinLedger
CoinLedger
Winner
4.0of 5
Go to CoinLedger
vs
Summ
Summ
2.9of 5
Go to Summ

Cost comparison

CoinLedger

Portfolio tracking is free: you can import all exchanges and wallets and see your gains and losses up front. What you pay for is the tax report, as a one-time purchase per tax year, priced by the transactions in that year.

PlanTransactions per tax yearPrice per tax report
Portfolio Trackingunlimited import, no report$0
Hobbyist100$49
Investor1,000$99
Pro3,000 and morefrom $199

Above 3,000 transactions, additional transactions can be bought in the app. Reports are available for any year from 2010 to 2025, recalculations within the limit are free, and CoinLedger refunds the full price within 14 days of purchase. The Expert Review is booked separately, and the Done For You service starts at $3,500 and usually costs between $3,500 and $6,000. Prices as of 1 November 2026 according to CoinLedger's pricing page, in US dollars even when accessed from Germany.

Summ

Not enough reviews available.

Pros & Cons

CoinLedger
CoinLedger
Pros
  • Over 1,000 integrations available for exchanges, wallets and blockchains
  • Guided setup is described as easy and accessible
  • Supports FIFO, LIFO, and HIFO tax methods
  • Bank-level encryption and 2FA integrated
  • Expert Review: specialists check your imported data and send a personal video with steps to fix it, plus an audit trail report covering every calculation
  • Free portfolio tracking; you only pay for the tax report per tax year as a one-time purchase, with a 14-day money-back guarantee
Cons
  • No free tax report: $49 per tax year for up to 100 transactions, $99 for up to 1,000 and from $199 for 3,000 transactions or more
  • US focus: integrations with TurboTax, TaxACT, H&R Block and TaxSlayer, and prices only in US dollars even on the German page
  • Native mobile app room for improvement, currently use via web version
  • No support during tax audits: according to CoinLedger, even the Expert Review does not include audit coverage
CoinLedger Reviews
Summ
Summ
Pros
  • Over 3,500 integrations for exchanges, wallets, blockchains and DeFi protocols
  • Integrated DeFi, Web3, and NFT tracking
  • Support for FIFO, LIFO, HIFO, and ACB as tax methods
  • Country-specific tax reports for 24 countries, including Germany, Austria, France and Spain
  • Developer API for advanced use cases
  • ELSTER-compatible reports including Anlage SO for Germany; every subscription includes reports for all tax years and also covers stocks and dividends
Cons
  • No free tax report: importing, categorisation and portfolio tracking are free, reports start at €49 with an annual subscription
  • Setup is described as moderately complex, room for improvement for beginners
  • Audit support is currently not available
  • The transaction limit counts across all tax years, and reports can only be accessed while the subscription is active
  • Tax minimisation, tax-loss harvesting and the audit report only from the Investor plan at €249 a year
Summ Reviews

Features

CoinLedgerSumm
not availableDeFi supportnot available
not availableTax advisor exportnot available
availableFIFO methodavailable
availableLIFO methodavailable
not availableAPI accessnot available
not availableMobile appnot available
not availableFree plannot available
availableNFT trackingavailable
availableStaking trackingavailable
not availableAudit supportnot available
CoinLedger
CoinLedgerHighlights
  • Guided setup for a quick start
  • Expert Review and Done For You service from $3,500 for complex cases
  • Prioritized support and chat assistance
  • Bank-level encryption for data security
  • Tax reports for any year from 2010 to 2025
Summ
SummHighlights
  • Industry-leading with over 3,500 integrations
  • Country-specific tax formats for global coverage
  • Comprehensive Web3 and DeFi support
  • Annual subscription from €49 to €499 depending on transaction count, up to 500,000 transactions for €2,499

The five areas head to head

AI Analysis

Fees & Costs

CoinLedger
CoinLedger

Not enough reviews available.

Summ
Summ

The tool is free to use after signup: importing, automatic categorisation, portfolio tracking and DeFi and NFT coverage require no payment. What is chargeable is access to the reports, the tax-loss harvesting tool and priority support. Annual plans: €49 for 100 transactions, €99 for 1,000, €249 for 10,000 and €499 for 100,000; the Trader plan can be extended to up to 500,000 transactions for €2,499, and beyond that there are custom offers for up to one million transactions. The transaction limit applies across all tax years, and in return every active subscription includes reports for all tax years; upgrading only costs the difference, and you can cancel at any time. There is no permanently free report. As of November 2026, prices according to Summ's pricing page when accessed from Germany; in the US the same amounts apply in US dollars.

Usability & User Experience

CoinLedger
CoinLedger

Not enough reviews available.

Summ
Summ

Setup is more demanding than at the beginner-oriented competitors — in exchange the tool handles complex transaction histories that others fail on. A suggestion engine categorises ambiguous entries automatically. For simple portfolios the feature set is arguably oversized. As of August 2026.

Features & Offering

CoinLedger
CoinLedger

Not enough reviews available.

Summ
Summ

With more than 3,500 integrations across exchanges, wallets and blockchains, coverage is the broadest in this comparison, particularly relevant for DeFi, Web3 and NFT activity, where other tools run out of road early. Country-specific tax formats cover several jurisdictions, for Germany with ELSTER-compatible reports including the Anlage SO. In October 2025 Crypto Tax Calculator was renamed Summ, marking the shift from a pure tax calculator to a broader digital-asset management platform that now also tracks stocks and dividends. As of November 2026.

Details

Verdict

In our overall rating CoinLedger leads with 4.0 against 2.9 for Summ.

For most investors CoinLedger is therefore the better choice.

CoinLedgerOur Opinion

CoinLedger is appreciated for its guided setup and accessible user interface. With over 1,000 integrations for exchanges, wallets and blockchains, as well as support for FIFO, LIFO, and HIFO, the platform provides a solid foundation for tax reporting of crypto transactions. Bank-level encryption and integrated two-factor authentication are viewed positively in terms of data security.

A notable feature is the Expert Review: CoinLedger specialists check your imported data and send a personal video showing the issues they found and the steps to fix them. It is explicitly not support during a tax audit; instead, CoinLedger provides an audit trail report that makes every calculation traceable. Anyone who wants to hand over the work entirely can book the Done For You service from $3,500. Tax reports can be exported in all major tax software formats, including the US Form 8949. Prioritized chat support enables quick help with questions about setup or reporting.

The focus is on the US market: the tax software integrations cover TurboTax, TaxACT, H&R Block and TaxSlayer, and prices are shown in US dollars even on the German page. CoinLedger does list Germany, Austria, France and Spain in its country selection, but European and especially German coverage is considered room for improvement. Portfolio tracking is free, and the tax report is paid per tax year as a one-time purchase: $49 for up to 100 transactions, $99 for up to 1,000 and from $199 for 3,000 or more. A native mobile app is also still missing. CoinLedger offers its own guide to the EU DAC8 reporting rules, which have applied to crypto service providers since 1 January 2026. CoinLedger is therefore primarily seen as suitable for users in English-speaking markets who are looking for an accessible tool; for German users, tools with an explicit DACH focus are better suited in comparison.

SummOur Opinion

Summ (formerly Crypto Tax Calculator) is especially valued for its industry-leading number of over 3,500 integrations. No other platform in this comparison offers such broad coverage of exchanges, wallets, and blockchains. Support for FIFO, LIFO, HIFO, and ACB as tax methods, along with country-specific tax reports for 24 countries including Germany, Austria, France and Spain, makes the tool appealing for internationally active crypto investors. For Germany the reports are ELSTER-compatible and include the Anlage SO.

Particularly noteworthy is the comprehensive Web3 and DeFi support, which also fully captures NFT transactions; Summ now covers stocks and dividends as well. The developer API enables advanced use cases and integrations into existing workflows. Annual subscriptions range from €49 for 100 transactions to €499 for 100,000 transactions, and up to 500,000 transactions cost €2,499; prices are considered moderate by market standards and offer tiered options for different portfolio sizes. Every active subscription covers all tax years, which is why the transaction limit counts across all years.

There is no free tax report: importing, categorisation and portfolio tracking are free after signup, but reports require a paid subscription, which raises the barrier to entry compared with some competitors. Tax minimisation, tax-loss harvesting and an audit report are only included from the Investor plan. Setup is described as moderately complex, and audit support is still unavailable.

In our direct dealings with the provider, communication was not always straightforward.